Madison County property record for 109 Chartres Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,334 sqft · built 2010 |
| Lot Size | 0.498 acres (21,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $638,400 (Jun 2024) |
| Tax Bill | $4,417 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 082I-30-048 |
| Primary APN | 082I-30-048 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,334 sqft Adjusted Area |
| Gross Area | 3,574 sqft |
| 1st Floor Area | 3,574 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,725 sqft (0.498 acres) |
| Patio Area | 482 sqft |
| Cooling System | Central |
|---|
| Account Number | 43182 |
|---|---|
| Street Address | 109 CHARTRES DR |
| City | MADISON |
| State | MS |
| Zip | 39110-7056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 44 BELLE TERRE PART 1 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 30 |
| Legal Subdivision | BELLE TERRE PT I |
| Legal Lot Number | 44 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30204 |
109 Chartres Dr is owned and occupied by an individual who bought it in June 2024.
Source: Madison County records, as of March 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CHARTRES DR, MADISON, MS 39110-7056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2020 | Warranty Deed, Transfer QUICKEN LNS |
| Dec 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on File |
| Deed Sale | Jun 13, 2024 · Amount on File |
| Prior Sale | Sep 16, 2020 · Amount on File |
| Deed Document Number | 20241005736 |
| Deed Book / Page | 4449 / 432 |
| Prior Transfer Date | Dec 16, 2017 |
| Prior Transfer Doc | 03555/0193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 16, 2020 |
| Property Address | 109 CHARTRES DR, MADISON, MS 39110-7056 |
| Document Number | 0000902241 |
| Book / Page | 003914 / 000230 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 902241 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 CHARTRES DR MADISON MS 391107056, MADISON, MS 39110-7056 |
| Document Number | 902242 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 003914/000233 |
| Instrument | 902242 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 20, 2017 |
| Property Address | 109 CHARTRES DR, MADISON, MS 39110-7056 |
| Document Number | 0000830220 |
| Book / Page | 003555 / 000193 |
| Instrument Date | Dec 16, 2017 |
| Instrument | 830220 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 CHARTRES DR MADISON MS 391107056, MADISON, MS 39110-7056 |
The 2025 property tax bill for 109 Chartres Dr was $4,417 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,417.00 Homeowner's exemption | $45,941 | $459,410 Land $75,000 Building $384,410 |
| 2024 | $4,417.00 | ||
| 2023 | $4,417.00 Homeowner's exemption | $45,941 | $459,410 Land $75,000 Building $384,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Chartres Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Most Recent Claim | Apr 2003 · Severe Storms, Tornadoes, Floods |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Chartres Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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