115 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 115 Charter Hills Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 1985
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Oct 2014)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1950-13-3644-000`

Property Details

APN / Parcel Number

Primary APN	`1950-13-3644-000`
Alternative APN	`1752499`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Patio Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1752499
Street Address	115 CHARTER HILLS RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CHARTER HILL WOODS
Legal Subdivision	CHARTER HILL WOODS
Legal Lot Number	2
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1045
Census Tract	921000

Owner

115 Charter Hills Rd is owned by an individual who acquired it in August 2016.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	307 KIMBERLY RD, DAVIDSON, NC 28036-8554
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2014 · Amount on File
Deed Sale	Oct 17, 2014 · Amount on File
Prior Sale	Jun 1, 2012 · Amount on File
Deed Document Number	2014631108
Deed Book / Page	1775 / 533
Last Transfer Date	Aug 10, 2016
Transfer Doc	0018730701
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Oct 15, 2021
Property Address	115 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8039
Document Number	0022280621
Book / Page	2228 / 621
Map Reference	MB 2012 PG 763
Instrument Date	Oct 5, 2021
Instrument	712628
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 E HALLANDALE BEACH BLVD, 2500, HALLANDALE BEACH, FL 33009-4834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8040

Tax Assessment & Valuation

The 2025 property tax bill for 115 Charter Hills Rd was $1,074, down 64.5% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,700 (-) Land $14,100 Building $287,600
2025	$1,074.00 (-64.47%)	$301,700 Land $14,100 Building $287,600
2024	$3,023.00		$301,700 Land $14,100 Building $287,600
2023		$301,700 Land $14,100 Building $287,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Charter Hills Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20