111 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 111 Charter Hills Rd, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,240 sqft · built 1992
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$672,500 (Sep 2025)
Deeds & MortgagesSep 2025 Sale
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1950-13-2496-000

Property Details

APN / Parcel Number

Primary APN1950-13-2496-000
Alternative APNs
  • 1611433
  • 1867698

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
1st Floor Area896 sqft
Basement Area448 sqft
Finished Basement448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Patio Area592 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1867698
Street Address111 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8039
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBMR3
Legal DescriptionLOT 3-A, WESTPOND CREEK CONDOS, DONALD MILLER DIVISION
Legal SubdivisionPOND CREEK
Legal Lot Number3
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1045
Census Tract921000

Owner

111 Charter Hills Rd, a condominium, is owned by two individuals who bought it in September 2025.

Source: Watauga County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1825 OTHA CT, APEX, NC 27523-6218
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Warranty Deed, Transfer
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2025 · Amount on File
Deed SaleSep 18, 2025 · Amount on File
Prior SaleOct 3, 2005 · Amount on File
Deed Document Number2025753517
Deed Book / Page2450 / 813
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 18, 2025
Property Address111 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8039
Document Number0024500813
Book / Page2450 / 813
Instrument DateSep 11, 2025
Instrument753517
Transaction TypeTransfer
Record UpdatedOct 8, 2025

Transaction

AmountAmount on Record
Tax$1,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4181 CONWAY PLACE CIR, ORLANDO, FL 32812-7990

Transferred To (Grantee/Buyer)

NameVerified Name
Address1825 OTHA CT, APEX, NC 27523-6218

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address111 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8039
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021490003
DateDec 10, 2020
Book Page2149/3
Instrument699413
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$437,700 (-) Land $18,200 Building $419,500
2025$437,700 (-) Land $18,200 Building $419,500
2024$437,700 (-) Land $18,200 Building $419,500$437,700 Land $18,200 Building $419,500
2023$437,700 Land $18,200 Building $419,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Charter Hills Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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