115 Cedar Dr, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 115 Cedar Dr, Saint Stephen, SC 29479

Property Summary

Property Type	Mobile Home
Details	2,016 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Jul 2025)
Tax Bill	$4,773 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-14-01-059`

Property Details

APN / Parcel Number

Primary APN	`026-14-01-059`
Alternative APN	`026-14-01-035`

Interior

Building Area	2,016 sqft Finished Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	115 CEDAR DR
City	SAINT STEPHEN
State	SC
Zip	29479-3371
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ST STEPHEN
Legal Description	LOT 2
Legal Subdivision	ST STEPHEN
Legal Lot Number	2
Jurisdiction	BERKELEY SC
Township / Civil Division	ST. STEPHEN
Census Block Group	1
Census Block	1037
Census Tract	20201

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	115 CEDAR DR, SAINT STEPHEN, SC 29479-3371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Jul 23, 2025	Deed, Transfer · FHA Mortgage NATION ONE MORTGAGE
Jan 30, 2024	Intrafamily Transfer, Transfer
Jul 6, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	202524216
Deed Book / Page	5269 / 43
Prior Transfer Date	Jan 30, 2024
Prior Transfer Doc	04767/0915
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Apr 27, 2026
Property Address	115 CEDAR DR, SAINT STEPHEN, SC 29479-3371
Document Number	0000014300
Book / Page	5553 / 502
Instrument Date	Apr 11, 2026
Instrument	202614300
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CEDAR DR, SAINT STEPHEN, SC 29479-3371

Mortgage

Document Number	0000014300,
Date	Apr 27, 2026
Book Page	5553/502
Instrument	202614300

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 23, 2025
Property Address	115 CEDAR DR, SAINT STEPHEN, SC 29479-3371
Document Number	05269/0043
Book / Page	5269 / 43
Map Reference	CAB S PG 375B
Instrument Date	Jul 17, 2025
Instrument	2025024216
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CEDAR DR, SAINT STEPHEN, SC 29479-3371

Mortgage

Document Number	2025024217
Date	Jul 23, 2025
Instrument	2025024217

Lender

Name	NATION ONE MORTGAGE
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY SC
Recording Date	Jan 30, 2024
Property Address	115 CEDAR DR, SAINT STEPHEN, SC 29479-3371
Document Number	04767/0915
Book / Page	4767 / 915
Map Reference	CAB S PG 375B
Instrument Date	Jan 30, 2024
Instrument	2024002796
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 N HIGHWAY 52, MONCKS CORNER, SC 29461-3137
Investor	Possibly a Property Investor

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 6, 2022
Property Address	115 CEDAR DR, SAINT STEPHEN, SC 29479-3371
Document Number	04301/0812
Book / Page	4301 / 812
Instrument Date	Jun 20, 2022
Instrument	2022027015
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$83.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	608 N US HIGHWAY, MONCKS CORNER, SC 29461
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	St. Stephen Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,700 (+1,315.22%) Land $36,500 Building $189,200	$225,700 (-15.09%) Land $36,500 Building $189,200
2025	$4,773.00 (+41.13%)	$15,948 (-) Land $2,400 Building $13,548	$265,800 (-) Land $40,000 Building $225,800
2024	$3,382.00 (+2,265.03%)	$15,948 (+786%) Land $2,400 Building $13,548	$265,800 (+786%) Land $40,000 Building $225,800
2022		$1,800 Land $1,800	$30,000 Land $30,000
2019	$143.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

May also be available: T-Mobile.

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