102 Cedar Dr, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 102 Cedar Dr, Saint Stephen, SC 29479

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,728 sqft
Lot Size	0.295 acres (12,859 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (May 2016)
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-14-01-037`

Property Details

APN / Parcel Number

Primary APN	`026-14-01-037`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,728 sqft Finished Area
Gross Area	1,896 sqft
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Roof Material	Asphalt
Lot Area	12,859 sqft (0.295 acres)
Porch	Slab
Porch Area	168 sqft

Location & Zoning

Street Address	102 CEDAR DR
City	SAINT STEPHEN
State	SC
Zip	29479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST STEPHEN
Legal Description	FR.WILL,LAURIE FUNK MAIN ST
Legal Subdivision	ST STEPHEN
Jurisdiction	BERKELEY SC
Township / Civil Division	ST. STEPHEN
Census Block Group	1
Census Block	1037
Census Tract	20201

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 CEDAR DR, SAINT STEPHEN, SC 29479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2016 · Amount on Record
Deed Sale	May 25, 2016 · Amount on Record
Deed Document Number	201615894
Deed Book / Page	2183 / 729
Last Transfer Date	Dec 23, 2021
Transfer Doc	04123/0821
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY SC
Recording Date	Jan 21, 2022
Property Address	102 CEDAR DR, SAINT STEPHEN, SC 29479
Document Number	04123/0821
Book / Page	4123 / 821
Map Reference	MB X PG 55
Instrument Date	Dec 23, 2021
Instrument	2022002814
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 CEDAR DR, SAINT STEPHEN, SC 29479

Mortgage

Document Number	2022002815
Date	Jan 21, 2022
Instrument	2022002815

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	St. Stephen Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,245 (+1,566.58%) Land $10,103 Building $89,142	$127,700 (-) Land $13,000 Building $114,700
2025	$1,868.00 (-2.1%)	$5,955 (-) Land $606 Building $5,349	$127,700 (-) Land $13,000 Building $114,700
2024	$1,908.00 (+11.71%)	$5,955 (+15.01%) Land $606 Building $5,349	$127,700 (+47.97%) Land $13,000 Building $114,700
2022	$1,708.00	$5,178 Land $420 Building $4,758	$86,300 Land $7,000 Building $79,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

May also be available: T-Mobile.

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