115 Bryan Dr, Winchester, TN 37398 Property Records

Franklin County property record for 115 Bryan Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,491 sqft · built 2021
Lot Size	0.806 acres (35,112 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Aug 2020)
Tax Bill	$2,986 (2022)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026055A D 10500`

Property Details

APN / Parcel Number

Primary APN	`026055A D 10500`
Alternative APN	`055A D 10500`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,491 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,112 sqft (0.806 acres)
Lot Dimensions	209 ft deep x 168 ft wide
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 BRYAN DR
City	WINCHESTER
State	TN
Zip	37398-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: L55
Legal Subdivision	BELL ACRES PH III
Legal Lot Number	105 168
Jurisdiction	FRANKLIN TN
Township / Civil Division	2
Census Block Group	2
Census Block	2112
Census Tract	960402

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 BRYAN DR, WINCHESTER, TN 37398-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC
Sep 30, 2020	Loan Modification, Mortgage · Conventional with PMI CITIZENS CMNTY BK
Aug 13, 2020	Warranty Deed, Transfer CITIZENS COMMUNITY BANK
Aug 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	20005441
Deed Book / Page	D0446 / 199
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	115 BRYAN DR, WINCHESTER, TN 37398-5417
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021009559
Date	Oct 29, 2021
Book Page	T1415/294
Instrument	21009559

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN TN
Property Address	115 BRYAN DR, WINCHESTER, TN 37398-5417
Document Number	0000006957
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	BRYAN DR WINCHESTER TN 37398, WINCHESTER, TN 37398

Mortgage

Document Number	0000006957
Date	Oct 1, 2020
Book Page	001349/000130
Instrument	6957

Lender

Name	CITIZENS CMNTY BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2021

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 13, 2020
Property Address	115 BRYAN DR, WINCHESTER, TN 37398-5417
Document Number	0020005441
Book / Page	D0446 / 199
Map Reference	ENV 312-A&B
Instrument Date	Aug 7, 2020
Instrument	20005441
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$96.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 TAIVIEW CIRCLE, WINCHESTER, TN 37398

Mortgage

Document Number	0020005442
Date	Aug 13, 2020
Instrument	20005442

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 7, 2021

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 30, 2018
Property Address	115 BRYAN DR, WINCHESTER, TN 37398-5417
Document Number	0000005484
Book / Page	000430 / 000743
Instrument Date	Aug 27, 2018
Instrument	5484
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 NEWCASTLE DR MURFREESBORO TN 371295127, MURFREESBORO, TN 37129-5127

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,450 (-) Land $7,500 Building $110,950
2023		$118,450 Land $7,500 Building $110,950
2022	$2,986.00		$473,800 Land $30,000 Building $443,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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