115 Bond St, Westminster, MD 21157 Property Records

Carroll County property record for 115 Bond St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,215 sqft · built 1947
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2026)
Tax Bill	$3,282 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-012551`

Property Details

APN / Parcel Number

Primary APN	`07-012551`
Alternative APNs	`7012551` `012551`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,215 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Porch	Slab
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	012551
Street Address	115 BOND ST
City	WESTMINSTER
State	MD
Zip	21157-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LTS 24,25 &,26 - 150 115 BOND ST 166-1 WESTMINSTER SC A
Legal Subdivision	WESTMINSTER
Legal Lot Number	24-150
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2035
Census Tract	507702

Owner

115 Bond St is owned by two individuals who bought it in May 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10295 PLACID PL, NEW MARKET, MD 21774-6805
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 20, 2025	Intrafamily Transfer, Transfer
Dec 6, 2023	Deed, Transfer · Conventional Mortgage COASTAL LENDING GROUP LLC
Dec 6, 2023	Intrafamily Transfer, Transfer R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC
Jan 5, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME BANK
Mar 23, 2021	Deed, Transfer COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Dec 6, 2023 · Amount on File
Deed Book / Page	11762 / 118
Prior Transfer Date	Sep 24, 2025
Prior Transfer Doc	0115920065
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 14, 2026
Property Address	115 BOND ST, WESTMINSTER, MD 21157-4706
Document Number	1176000118
Book / Page	11762 / 118
Instrument Date	May 6, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10295 PLACID PL, NEW MARKET, MD 21774-6805

Mortgage

Document Number	1176000125,
Date	May 14, 2026
Book Page	11762/125

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Oct 20, 2025
Property Address	115 BOND ST, WESTMINSTER, MD 21157-4706
Document Number	0115920065
Book / Page	11592 / 65
Map Reference	MB 166 PL 1
Instrument Date	Sep 24, 2025
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	115 BOND ST, WESTMINSTER, MD 21157-4706

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 6, 2023
Property Address	115 BOND ST, WESTMINSTER, MD 21157-4706
Document Number	0111590062
Book / Page	11159 / 62
Map Reference	MB 166 PG 1
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	115 BOND ST, WESTMINSTER, MD 21157-4706

Mortgage

Document Number	0111590069
Date	Dec 6, 2023
Book Page	11159/69

Lender

Name	COASTAL LENDING GROUP LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Dec 6, 2023
Property Address	115 BOND ST, WESTMINSTER, MD 21157-4706
Document Number	0111590093
Book / Page	11159 / 93
Map Reference	MB 166 PL 1
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	115 BOND ST, WESTMINSTER, MD 21157-4706

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 5, 2022
Property Address	115 BOND ST, WESTMINSTER, MD 21157-4706
Document Number	0106290099
Book / Page	10629 / 99
Map Reference	MB 166 PG 1
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OLD LINE TITLE COMPANY INC, OLD LINE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 BOND ST, WESTMINSTER, MD 21157-4706

Mortgage

Document Number	0010629104
Date	Jan 5, 2022
Instrument	10629/104

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 23, 2021
Property Address	115 BOND ST, WESTMINSTER, MD 21157-4706
Document Number	0101760028
Book / Page	10176 / 28
Map Reference	MB 166 PL 1
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 E FREDERICK ST, WALKERSVILLE, MD 21793-8209

Tax Assessment & Valuation

The 2026 property tax bill for 115 Bond St was $3,282, up 15.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,282.00 (+15.56%)	$293,100 (+15.58%) Land $81,200 Building $211,900	$293,100 (-0.1%) Land $81,200 Building $211,900
2025	$2,840.00	$253,600	$293,400 Land $81,500 Building $211,900
2023	$1,966.00	$174,000 Land $81,500 Building $92,500	$174,000 Land $81,500 Building $92,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Bond St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Bond St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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