Carroll County property record for 109 Bond St, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,037 sqft · built 1955 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Oct 2014) |
| Tax Bill | $1,835 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-015003 |
| Primary APN | 07-015003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,037 sqft Total Area |
| Utility Area | 253 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stucco |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 015003 |
|---|---|
| Street Address | 109 BOND ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 18 & 19 - 7500 SF 109 BOND ST 166-1 SC A LIPPYS ADD TO WEST |
| Legal Subdivision | LIPPYS ADD |
| Legal Lot Number | 18,19 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 507702 |
109 Bond St is owned and occupied by an individual who bought it in October 2014.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 BOND ST, WESTMINSTER, MD 21157-4706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2014 · Amount on File |
| Deed Sale | Oct 9, 2014 · Amount on File |
| Prior Sale | Jun 2, 2014 · Amount on File |
| Deed Book / Page | 7782 / 135 |
| Prior Transfer Date | Sep 24, 2013 |
| Prior Transfer Doc | 0074940166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 109 BOND ST, WESTMINSTER, MD 21157-4706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096860394 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 9686/394 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2026 property tax bill for 109 Bond St was $1,835, up 5.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,835.00 (+5.4%) | $163,900 Land $71,700 Building $92,200 | $163,900 Land $71,700 Building $92,200 |
| 2025 | $1,741.00 | ||
| 2023 | $1,566.00 | $138,600 Land $71,700 Building $66,900 | $138,600 Land $71,700 Building $66,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Bond St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Bond St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Quantum Internet & Telephone, Ting, Verizon.
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