115 Benjamin St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 115 Benjamin St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,672 sqft · built 1914
Lot Size	0.134 acres (5,828 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Oct 2021)
Tax Bill	$11,184 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00418-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-00418-0000-00006`
Alternative APNs	`030041800006` `4377009`

Interior

Stories	2 Stories
Building Area	1,672 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	5,828 sqft (0.134 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	4377009
Street Address	115 BENJAMIN ST
City	CRANFORD
State	NJ
Zip	07016-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ESTATE/BENJAMIN F HAM/CRANFORD
Legal Block	418
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1007
Census Tract	37400

Owner

115 Benjamin St is owned and occupied by two individuals who bought it in October 2021.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 BENJAMIN ST, CRANFORD, NJ 07016-2623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Dec 11, 1973 · Amount on File
Deed Document Number	202110966
Deed Book / Page	6436 / 506
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 27, 2021
Property Address	115 BENJAMIN ST, CRANFORD, NJ 07016-2623
Document Number	0064360506
Book / Page	6436 / 506
Instrument Date	Oct 1, 2021
Instrument	10966
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,796.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8801 E FLORIAN AVE, 8801, MESA, AZ 85208-2933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BENJAMIN ST, CRANFORD, NJ 07016-2623

Mortgage

Document Number	23772
Date	Oct 27, 2021
Instrument	23772

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 115 Benjamin St was $11,184, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,300 (-) Land $63,500 Building $90,800	$154,300 (-) Land $63,500 Building $90,800
2025	$11,184.00 (+6.92%)	$154,300 Land $63,500 Building $90,800	$154,300 Land $63,500 Building $90,800
2024	$10,460.00
2023		$154,300 Land $63,500 Building $90,800	$154,300 Land $63,500 Building $90,800
2022	$10,202.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Benjamin St in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	45 (1994–2025)
Claims Outside the SFHA	8 of 45
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Benjamin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20