Union County and Cranford Township property record for 114 Benjamin St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft · built 1920 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Company Name on File |
| Last Sale | $335,000 (Mar 2014) |
| Tax Bill | $12,343 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00417-0000-00021 |
| Primary APN | 03-00417-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 5,850 sqft (0.134 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 4366001 |
|---|---|
| Street Address | 114 BENJAMIN ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BENJAMIN F HAM ESTATE SEC 02 |
| Legal Block | 417 |
| Legal Lot Number | 21 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 37400 |
114 Benjamin St is owned by a company that bought it in March 2014.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 114 BENJAMIN ST, CRANFORD, NJ 07016-2624 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2014 · Amount on File |
| Deed Sale | Mar 25, 2014 · Amount on File |
| Prior Sale | Jun 29, 1998 · Amount on File |
| Deed Document Number | 2014249451 |
| Deed Book / Page | 5996 / 485 |
| Prior Transfer Date | Jul 2, 2010 |
| Prior Transfer Doc | 0058240033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 114 BENJAMIN ST, CRANFORD, NJ 07016-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 114 BENJAMIN ST, CRANFORD, NJ 07016-2624 |
| Document Number | 0149922320 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 14992/2320 |
| Instrument | 14784 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 15, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 114 Benjamin St was $12,343, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,300 (-) Land $63,500 Building $106,800 | $170,300 (-) Land $63,500 Building $106,800 | |
| 2025 | $12,343.00 (+6.91%) | $170,300 Land $63,500 Building $106,800 | $170,300 Land $63,500 Building $106,800 |
| 2024 | $11,545.00 | ||
| 2023 | $170,300 Land $63,500 Building $106,800 | $170,300 Land $63,500 Building $106,800 | |
| 2022 | $11,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Benjamin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 45 (1994–2025) |
| Claims Outside the SFHA | 8 of 45 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Benjamin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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