115 Bear Claw Rd, Oakboro, NC 28129 Property Records

Stanly County property record for 115 Bear Claw Rd, Oakboro, NC 28129

Property Summary

Property Type	Commercial
Details	200 sqft · built 2019
Lot Size	2.5 acres (108,900 sqft)
Owner	Company Name on Record
Last Sale	$34,000 (Sep 2017)
Tax Bill	$393 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`559402861319`

Property Details

APN / Parcel Number

Primary APN	`559402861319`
Alternative APNs	`1517605` `7096`

Interior

Stories	1 Story
Building Area	200 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1517605
Street Address	115 BEAR CLAW RD
City	OAKBORO
State	NC
Zip	28129-9378
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RA
Legal Description	BLDG 115 BEAR CLAW RD 559400167
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	1
Census Block	1039
Census Tract	930902

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	248 MARKET ST, LOCUST, NC 28097-9437
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE OZARKS
Sep 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	2017394038
Deed Book / Page	1623 / 797
Prior Transfer Date	Mar 7, 2012
Prior Transfer Doc	0000344656
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	115 BEAR CLAW RD, OAKBORO, NC 28129-9378
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442257
Date	Jan 11, 2022
Book Page	1771/934
Instrument	442257

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	ASHEBORO, NC 27203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 15, 2017
Property Address	115 BEAR CLAW RD, OAKBORO, NC 28129-9378
Document Number	0000394038
Book / Page	001623 / 000797
Instrument Date	Sep 15, 2017
Instrument	394038
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$68.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	228 S COBLE AVE OAKBORO NC 281297717, OAKBORO, NC 28129-7717

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$393.00 (+42.39%)	$65,640 (+63.91%) Land $60,000 Building $5,640	$65,640 (+63.91%) Land $60,000 Building $5,640
2023	$276.00	$40,047 Land $35,500 Building $4,547	$40,047 Land $35,500 Building $4,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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