192 Bear Claw Rd, Oakboro, NC 28129 Property Records

Stanly County property record for 192 Bear Claw Rd, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 2018
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Tax Bill	$1,562 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`559402762038`

Property Details

APN / Parcel Number

Primary APN	`559402762038`
Alternative APNs	`1519684` `19798`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,356 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1519684
Street Address	192 BEAR CLAW RD
City	OAKBORO
State	NC
Zip	28129-9378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 192 BEAR CLAW RD 559400160
Legal Subdivision	ZORA BELLE COBLE
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	1
Census Block	1029
Census Tract	930902

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 N HAYWOOD ST, OAKBORO, NC 28129-9326
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Mar 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 15, 2018
Transfer Doc	0000398595
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	192 BEAR CLAW RD, OAKBORO, NC 28129-9378
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	REAL ADVANTAGE TITLE, REAL ADVANTAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432986
Date	May 17, 2021
Book Page	1742/325
Instrument	432986

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Apr 7, 2017
Property Address	192 BEAR CLAW RD, OAKBORO, NC 28129-9378
Document Number	0000389653
Book / Page	001604 / 000447
Instrument Date	Apr 7, 2017
Instrument	389653
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 N HAYWOOD ST OAKBORO NC 281299326, OAKBORO, NC 28129-9326

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Mar 19, 2018
Property Address	192 BEAR CLAW RD, OAKBORO, NC 28129-9378
Document Number	0000398595
Book / Page	001640 / 000181
Instrument Date	Feb 15, 2017
Instrument	398595
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 N HAYWOOD ST OAKBORO NC 281299326, OAKBORO, NC 28129-9326

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,562.00 (+19.88%)	$260,485 (+37.9%) Land $44,150 Building $216,335	$260,485 (+37.9%) Land $44,150 Building $216,335
2023	$1,303.00	$188,897 Land $21,125 Building $167,772	$188,897 Land $21,125 Building $167,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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