115 6th St, Unit 106, Ramona, CA 92065 Property Records

San Diego County property record for 115 6th St, Unit 106, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 913 sqft · built 2005
Lot Size	0.457 acres (19,904 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (May 2025)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-342-01-12`

Property Details

APN / Parcel Number

Primary APN	`281-342-01-12`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	913 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	19,904 sqft (0.457 acres)

Location & Zoning

Street Address	115 6TH ST, 106
City	RAMONA
State	CA
Zip	92065-2099
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMV4
Legal Description	BLK 27 US 12PER DOC06-0273996&UND INT IN POR TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1019
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	115 6TH ST, 106, RAMONA, CA 92065-2099
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Jul 16, 2009 · Amount on Record
Deed Document Number	2025130799
Prior Transfer Date	May 10, 2021
Prior Transfer Doc	0000372903
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2021
Property Address	115 6TH ST UNIT 106, 106, RAMONA, CA 92065-2099
Document Number	0000372903
Map Reference	MAP 643
Instrument Date	May 10, 2021
Instrument	2021-0372903
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 6TH ST UNIT 106, 106, RAMONA, CA 92065-2099

Mortgage

Document Number	0000372904
Date	May 14, 2021
Instrument	2021-0372904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,500 (+169.41%) Land $249,900 Building $132,600
2025	$2,471.00 (+11.41%) Homeowner's exemption	$141,976 (+4.04%) Land $51,627 Building $90,349
2023	$2,218.00 (-7%) Homeowner's exemption	$136,465 Land $49,623 Building $86,842
2022	$2,385.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20