San Diego County property record for 115 6th St, Unit 105, Ramona, CA 92065
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 913 sqft · built 2005 |
| Lot Size | 0.457 acres (19,904 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Dec 2023) |
| Tax Bill | $4,979 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-342-01-11 |
| Primary APN | 281-342-01-11 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 913 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Lot Area | 19,904 sqft (0.457 acres) |
| Street Address | 115 6TH ST, 105 |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-2099 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMV4 |
| Legal Description | BLK 27 US 11PER DOC06-0273996&UND INT IN POR TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20812 |
115 6th St, Unit 105 is owned by an individual who bought it in December 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 6TH ST, 105, RAMONA, CA 92065-2099 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP |
| Dec 4, 2023 | Grant Deed, Transfer · Conventional Mortgage ISERVE RESIDENTIAL LENDING LLC |
| Dec 19, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on File |
| Deed Sale | Dec 4, 2023 · Amount on File |
| Prior Sale | Feb 12, 2010 · Amount on File |
| Deed Document Number | 2023333916 |
| Prior Transfer Date | Nov 26, 2019 |
| Prior Transfer Doc | 0000595861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 115 6TH ST UNIT 105, 105, RAMONA, CA 92065-2099 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 115 6TH ST 105, 105, RAMONA, CA 92065-2099 |
| Investor | Possibly a Property Investor |
| Document Number | 0000365597 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-0365597 |
| Name | JMJ FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | ALISO VIEJO, CA 92656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 4, 2023 |
| Property Address | 115 6TH ST UNIT 105, 105, RAMONA, CA 92065-2099 |
| Document Number | 0000333916 |
| Map Reference | MAP 643 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023-0333916 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 6TH ST UNIT 105, 105, RAMONA, CA 92065-2099 |
| Investor | Possibly a Property Investor |
| Document Number | 0000333917 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023-0333917 |
| Name | ISERVE RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 19, 2019 |
| Property Address | 115 6TH ST UNIT 105, 105, RAMONA, CA 92065-2099 |
| Document Number | 0000595861 |
| Map Reference | MAP 643 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019-0595861 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 6TH ST UNIT 105, 105, RAMONA, CA 92065-2099 |
| Document Number | 0000595862 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019-0595862 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 115 6th St, Unit 105 was $4,979.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $379,746 (+2%) Land $244,494 Building $135,252 | |
| 2025 | $4,979.00 | $372,300 Land $239,700 Building $132,600 |
| 2023 | $2,357.00 (-6.58%) | $142,666 Land $68,231 Building $74,435 |
| 2022 | $2,523.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 6th St, Unit 105 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 6th St, Unit 105 is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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