115 3rd St SW, Cokato, MN 55321 Property Records

Wright County property record for 115 3rd St SW, Cokato, MN 55321

Property Summary

Property TypeOffice Building
Details3 bd · 1 ba · 8,526 sqft · built 1924
Lot Size0.066 acres (2,875 sqft)
OwnerCompany Name on File
Last Sale$279,900 (Feb 2024)
Tax Bill$5,336 (2026)
Deeds & MortgagesFeb 2024 Sale & Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN105-010-013102

Property Details

APN / Parcel Number

Primary APN105-010-013102

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area8,526 sqft Total Area
1st Floor Area8,526 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1970
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Lot Area2,875 sqft (0.066 acres)
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address115 3RD ST SW
CityCOKATO
StateMN
Zip55321-7509
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionSECT-34 TWP-119 RANGE-028 ORIGINAL PLAT COKATO LOT-010 BLOCK-013 E58FT OF W108FT OF LOT 10 & S18FT OF E27FT OF W1/2 OF LT 9 &
Legal Range028
Legal Township119
Legal Section34
Legal SubdivisionORIGINAL PLAT COKATO
Legal Block13,13
Legal Lot Number10,9
JurisdictionWRIGHT MN
Township / Civil DivisionCOKATO
Census Block Group3
Census Block3016
Census Tract101300

Owner

115 3rd St SW, a commercial property, is owned by a company that bought it in February 2024.

Source: Wright County records, as of July 20, 2026

Owner of RecordCompany Name on File
Mailing Address7488 93RD ST SW, HOWARD LAKE, MN 55349-4525
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Warranty Deed, Transfer · Line of Credit
CENTER NATIONAL BANK
Aug 12, 2021Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF COKATO
Sep 4, 2018Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF COKATO
Dec 13, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FIRST NAT'L BK/COKATO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2024 · Amount on File
Deed SaleFeb 20, 2024 · Amount on File
Prior SaleDec 1, 2005 · Amount on File
Deed Document Number20241623874
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateFeb 21, 2024
Property Address115 3RD ST SW, COKATO, MN 55321-7509
Document Number00A1547681
Instrument DateFeb 20, 2024
InstrumentA1547681
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyTITLEMARK PLLC, TITLE MARK LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$923.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7488 93RD ST SW, HOWARD LAKE, MN 55349-4525

Mortgage

Document Number00A1547682
DateFeb 21, 2024
InstrumentA1547682
Lender
NameCENTER NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMar 5, 2049
Interest
Rate TypeAdjustable Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address115 3RD ST SW, COKATO, MN 55321-7509
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 418, COKATO, MN 55321-0418

Mortgage

Document Number0001480121
DateAug 12, 2021
Instrument1480121
Lender
NameTHE FIRST NATIONAL BANK OF COKATO
TypeBank
AddressCOKATO, MN 55321
Agreement
TypeCommercial Mortgage
AmountAmount on Record

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address115 3RD ST SW, COKATO, MN 55321-7509
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001378762
DateSep 4, 2018
Instrument1378762
Lender
NameTHE FIRST NATIONAL BANK OF COKATO
TypeBank
AddressCOKATO, MN 55321
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term59 Months
DueAug 24, 2023

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWRIGHT MN
Recording DateDec 13, 2019
Property Address115 3RD ST SW, COKATO, MN 55321-7509
Instrument DateDec 4, 2019
Instrument1413612
Transaction TypeConstruction Loan
Record UpdatedJan 7, 2020
Title CompanyTITLE MARK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
AddressPO BOX 418 COKATO MN 553210418, COKATO, MN 55321-0418

Mortgage

Document Number0001413612
DateDec 13, 2019
Instrument1413612
Lender
NameFIRST NAT'L BK/COKATO
TypeBank
AddressCOKATO, MN 55321
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 12, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 115 3rd St SW was $5,336.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCokato City
CountyWright County
Unified School DistrictDassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,336.00$283,100 (+5.87%) Land $30,000 Building $253,100$283,100 (+5.87%) Land $30,000 Building $253,100
2025$267,400 Land $25,100 Building $242,300$267,400 Land $25,100 Building $242,300
2023$1,942.00 (-6%)$142,800 Land $22,500 Building $120,300$142,800 Land $22,500 Building $120,300
2022$2,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 3rd St SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 3rd St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCokato
serves 2,792 people · EPA ID MN1860006
Water SourceGroundwater
Last State InspectionFeb 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nuvera Communications
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Broadband, Meeker Cooperative Light & Power Association.

Nearby Properties on 3rd St SW

Nearby Streets

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