115 2nd St NE, Elgin, MN 55932 Property Records

Wabasha County property record for 115 2nd St NE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,288 sqft · built 1962
Lot Size	0.247 acres (10,772 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2020)
Tax Bill	$1,832 (2023)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R19.00108.03`

Property Details

APN / Parcel Number

Primary APN	`R19.00108.03`
Alternative APN	`19.00108.03`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,288 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,772 sqft (0.247 acres)
Lot Dimensions	210 ft deep x 47 ft wide
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	115 2ND ST NE
City	ELGIN
State	MN
Zip	55932-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 BRYANTS ADDITION LOT-001 BLOCK-006 & E 6 OF LOT 2 BLK 6 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	BRYANTS ADDITION
Legal Block	6
Legal Lot Number	1
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	490500

Owner

115 2nd St NE is owned and occupied by an individual who bought it in March 2020.

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	115 2ND ST NE, ELGIN, MN 55932-9777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Deed Document Number	2020338161
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Mar 18, 2020
Property Address	115 2ND ST NE, ELGIN, MN 55932-9777
Document Number	0000338161
Instrument Date	Mar 13, 2020
Instrument	338161
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 2ND ST NE, ELGIN, MN 55932-9777

Mortgage

Document Number	0000338162
Date	Mar 18, 2020
Instrument	338162

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption Veteran's exemption	$177,300 Land $21,400 Building $155,900	$177,300 Land $21,400 Building $155,900
2023	$1,832.00 Homeowner's exemption	$176,200 Land $21,400 Building $154,800	$176,200 Land $21,400 Building $154,800
2019	$1,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 2nd St NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 2nd St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 2nd St NE

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