111 2nd St NE, Elgin, MN 55932 Property Records

Wabasha County property record for 111 2nd St NE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,438 sqft · built 1900
Lot Size	0.249 acres (10,829 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Jul 2020)
Tax Bill	$2,040 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R19.00108.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00108.00`
Alternative APN	`19.00108.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,438 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,829 sqft (0.249 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Porch	Open Porch
Porch Area	21 sqft
Deck Area	422 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	111 2ND ST NE
City	ELGIN
State	MN
Zip	55932-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 BRYANTS ADDITION E 26 OF LOT 3 & W 44 OF LOT 2 BLK 6 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	BRYANTS ADDITION
Legal Block	6
Legal Lot Number	3,2
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	490500

Owner

111 2nd St NE is owned by two individuals who bought it in July 2020.

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 E BELVIDERE AVE, KELLOGG, MN 55945-9600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage FORESIGHT BANK
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
Jul 15, 2020	Warranty Deed, Transfer · Commercial Mortgage FORESIGHT BANK
Sep 5, 2017	Warranty Deed, Transfer · ARM FORESIGHT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	2020339858
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	111 2ND ST NE, ELGIN, MN 55932-2620
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341027
Date	Oct 2, 2020
Instrument	341027

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 30, 2021

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	111 2ND ST NE, ELGIN, MN 55932-2620
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 E BELVIDERE AVE, KELLOGG, MN 55945-7823

Mortgage

Document Number	0000350381
Date	Sep 16, 2022
Instrument	350381

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	111 2ND ST NE, ELGIN, MN 55932-2620
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 E BELVIDERE AVE, KELLOGG, MN 55945-7823

Mortgage

Document Number	0000351709
Date	Feb 6, 2023
Instrument	351709

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Jul 15, 2020
Property Address	111 2ND ST NE, ELGIN, MN 55932-2620
Document Number	0000339858
Instrument Date	Jul 15, 2020
Instrument	339858
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	111 2ND ST NE, PLAINVIEW, MN 55964-1419

Mortgage

Document Number	0000339859
Date	Jul 15, 2020
Instrument	339859

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Sep 5, 2017
Property Address	111 2ND ST NE, ELGIN, MN 55932-2620
Document Number	0000328511
Instrument Date	Aug 25, 2017
Instrument	328511
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 2ND ST NE, ELGIN, MN 55932-2620

Mortgage

Document Number	0000328512
Date	Sep 5, 2017
Instrument	328512

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Adjustable	Adjustable Rate Rider
Change Frequency	3 Years
Min Rate At Change	3.7%
Max Rate At Change	7.2%
Index	3-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

The 2026 property tax bill for 111 2nd St NE was $2,040.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,040.00	$155,500 Land $28,000 Building $127,500	$155,500 Land $28,000 Building $127,500
2023	$1,838.00	$141,000 Land $28,000 Building $113,000	$141,000 Land $28,000 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 2nd St NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 2nd St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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