115 2nd Ave NE, Elgin, MN 55932 Property Records

Wabasha County property record for 115 2nd Ave NE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,514 sqft · built 1906
Lot Size	0.468 acres (20,417 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Mar 2022)
Tax Bill	$3,090 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R19.00031.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00031.00`
Alternative APN	`19.00031.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,514 sqft Living Area
Gross Area	2,168 sqft
Basement Area	654 sqft
Cellar	Cellar
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,417 sqft (0.468 acres)
Lot Dimensions	240 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	616 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	115 sqft
Deck Area	Deck Area
Lean-To	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 2ND AVE NE
City	ELGIN
State	MN
Zip	55932-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 TOWN OF ELGIN (ELGIN CITY) EX W 90 OF S 55 & EX N 60 OF E 125, LOT 4 & E 150 OF LOT 5 BLK 2 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	TOWN OF ELGIN (ELGIN CITY)
Legal Block	2
Legal Lot Number	4-5
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3023
Census Tract	490500

Owner

115 2nd Ave NE is owned and occupied by an individual who bought it in March 2022.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	115 2ND AVE NE, ELGIN, MN 55932-9778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	20221394904
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Apr 5, 2022
Property Address	115 2ND AVE NE, ELGIN, MN 55932-9778
Document Number	0000348596
Instrument Date	Mar 30, 2022
Instrument	348596
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 2ND AVE NE, ELGIN, MN 55932-9778

Mortgage

Document Number	0000348597
Date	Apr 5, 2022
Instrument	348597

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Jun 22, 2020
Property Address	115 2ND AVE NE, ELGIN, MN 55932-9778
Document Number	0000339417
Instrument Date	Jun 12, 2020
Instrument	339417
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 2ND AVE NE, ELGIN, MN 55932-9778

Mortgage

Document Number	0000339418
Date	Jun 22, 2020
Instrument	339418

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 115 2nd Ave NE was $3,090.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,090.00	$222,300 Land $50,500 Building $171,800	$222,300 Land $50,500 Building $171,800
2023	$2,800.00	$214,800 Land $50,500 Building $164,300	$214,800 Land $50,500 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 2nd Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 2nd Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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