110 2nd Ave NE, Elgin, MN 55932 Property Records

Wabasha County property record for 110 2nd Ave NE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,506 sqft · built 1900
Lot Size	0.622 acres (27,077 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jul 2013)
Tax Bill	$1,786 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`R19.00028.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00028.00`
Alternative APN	`19.00028.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,506 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,077 sqft (0.622 acres)
Lot Dimensions	240 ft deep x 113 ft wide

Exterior Amenities

Porch	Screened Porch
Porch Area	144 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	110 2ND AVE NE
City	ELGIN
State	MN
Zip	55932-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 TOWN OF ELGIN (ELGIN CITY) LOT-005 BLOCK-001 & N1/2 OF CENTER STR ADJACENT (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	TOWN OF ELGIN (ELGIN CITY)
Legal Block	1
Legal Lot Number	5
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3024
Census Tract	490500

Owner

110 2nd Ave NE is owned and occupied by two individuals who bought it in July 2013.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 2ND AVE NW, ELGIN, MN 55932-9323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2013 · Amount on File
Deed Sale	Jul 25, 2013 · Amount on File
Deed Document Number	2013312456
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Oct 11, 2023
Property Address	110 2ND AVE NE, ELGIN, MN 55932-9767
Document Number	0000353958
Instrument Date	Oct 6, 2023
Instrument	353958
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 2ND AVE NE, ELGIN, MN 55932-9767

Mortgage

Document Number	0000353959
Date	Oct 11, 2023
Instrument	353959

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	110 2ND AVE NE, ELGIN, MN 55932-9767
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328031
Date	Jul 20, 2017
Instrument	328031

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2022

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	110 2ND AVE NE, ELGIN, MN 55932-9767
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336801
Date	Nov 13, 2019
Instrument	336801

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 110 2nd Ave NE was $1,786 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,786.00 Homeowner's exemption	$159,200 Land $40,700 Building $118,500	$159,200 Land $40,700 Building $118,500
2023	$1,690.00	$151,000 Land $40,700 Building $110,300	$151,000 Land $40,700 Building $110,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 2nd Ave NE in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 2nd Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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