115 1st St, Gaffney, SC 29340 Property Records

Cherokee County property record for 115 1st St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,014 sqft · built 2013
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2022)
Tax Bill	$877 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030046-23-3`

Property Details

APN / Parcel Number

Primary APN	`030046-23-3`
Alternative APNs	`0990600031000 60017189` `099-06-00-031.000` `023855223`

Interior

Stories	1 Story
Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Lot Area	7,841 sqft (0.18 acres)
Porch	Slab

Location & Zoning

Street Address	115 1ST ST
City	GAFFNEY
State	SC
Zip	29340-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	115 1ST ST LT#10 FM DAVID PORTER $13500 FM RAMIREZ $125000
Legal Lot Number	10
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1012
Census Tract	970502

Owner

115 1st St is owned and occupied by an individual who bought it in September 2022.

Source: Cherokee County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	115 1ST ST, GAFFNEY, SC 29340-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 9, 2020	Grant Deed, Transfer NOT AVAILABLE
May 18, 2020	Grant Deed, Transfer NOT AVAILABLE
Sep 11, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Sep 9, 2020 · Amount on File
Deed Document Number	20225565
Deed Book / Page	152 / 1245
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Recording Date	Apr 23, 2026
Property Address	115 1ST ST, GAFFNEY, SC 29340-2514
Document Number	0000002191
Book / Page	197 / 1450
Instrument Date	Apr 13, 2026
Instrument	20262191
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1714 WILKINSVILLE HWY, GAFFNEY, SC 29340-6746

Mortgage

Document Number	0000002191,
Date	Apr 23, 2026
Book Page	197/1450
Instrument	20262191

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Sep 9, 2020
Property Address	115 1ST ST # 10, 10, GAFFNEY, SC 29340-2514
Document Number	0001261239
Book / Page	000126 / 001239
Instrument Date	Aug 18, 2020
Instrument	4840
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 1ST ST GAFFNEY SC 293402514, GAFFNEY, SC 29340-2514

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	May 18, 2020
Property Address	115 1ST ST # 10, 10, GAFFNEY, SC 29340-2514
Document Number	0001221905
Book / Page	000122 / 001905
Instrument Date	Apr 15, 2020
Instrument	2424
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$19.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 1ST ST GAFFNEY SC 293402514, GAFFNEY, SC 29340-2514

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Sep 11, 2019
Property Address	115 1ST ST # 10, 10, GAFFNEY, SC 29340-2514
Document Number	0001152212
Book / Page	000115 / 002212
Instrument Date	Aug 22, 2019
Instrument	4538
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W 9TH ST GAFFNEY SC 293402300, GAFFNEY, SC 29340-2300

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 16, 2019
Property Address	115 1ST ST # 10, 10, GAFFNEY, SC 29340-2514
Document Number	0001150233
Book / Page	000115 / 000233
Instrument Date	Aug 16, 2019
Instrument	4060
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W 9TH ST GAFFNEY SC 293402300, GAFFNEY, SC 29340-2300

Tax Assessment & Valuation

The 2025 property tax bill for 115 1st St was $877 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$877.00 Homeowner's exemption	$4,770 Land $320 Building $4,450	$119,200 Land $8,000 Building $111,200
2023	$2,832.00	$7,150 Land $480 Building $6,670	$119,200 Land $8,000 Building $111,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 1st St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 1st St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on 1st St

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