113 1st St, Gaffney, SC 29340 Property Records

Cherokee County property record for 113 1st St, Gaffney, SC 29340 · Last verified July 2026

Property Highlights

Property TypeVacant Land > Residential
Lot Size7,405 sqft (0.17 acres)
Last Sale$22,500 (2026)
Tax Bill$194.00 (2025)

Property Details

APN / Parcel Number

Primary APN020546-23-3
Alternative APNs
  • 0990600030000 00002989
  • 099-06-00-030.000
  • 020486223

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address113 1ST ST
CityGAFFNEY
StateSC
Zip29340-2514
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal Description113 1ST ST LT#7 FM RIDDLE BY CITY TAX SALE ADDRESS CHANGE PER RTND A NOTE - RP
Legal Lot Number7
JurisdictionCHEROKEE SC
Minor Civil DivisionGAFFNEY
Census Blockgroup1
Census Block1012
Census Tract970502

Owner

Source: Cherokee County records · APN 020546-23-3

Assessment roll updated November 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4934 DERBYSTE DR, CHARLOTTE, NC 28270
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
CONSTRUCTION LOAN SERVICES LLC
Apr 14, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
CONSTRUCTION LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleAug 10, 2006 · Amount on Record
Deed Doc Number2026386
Deed Book / Page193 / 2609
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Recording DateJun 22, 2026
Property Address113 1ST ST, GAFFNEY, SC 29340-2514
Document Number0000003468
Book / Page200 / 32
Instrument DateJun 22, 2026
Instrument20263468
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address1499 MIDTOWN DR, LINCOLNTON, NC 28092-7356
InvestorPossibly a Property Investor

Mortgage

Document Number0000003468,
DateJun 22, 2026
Book Page200/32
Instrument20263468
Lender
NameCONSTRUCTION LOAN SERVICES LLC
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 17, 2027
Interest
Rate6.51%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Recording DateApr 14, 2026
Property Address113 1ST ST, GAFFNEY, SC 29340-2514
Document Number0000001978
Book / Page197 / 23
Instrument DateApr 13, 2026
Instrument20261978
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE (RECORDING SERVIC

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address1499 MIDTOWN DR, LINCOLNTON, NC 28092-7356
InvestorPossibly a Property Investor

Mortgage

Document Number0000001978,
DateApr 14, 2026
Book Page197/23
Instrument20261978
Lender
NameCONSTRUCTION LOAN SERVICES LLC
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 08, 2027
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$194.00 (+4.86%)$470 (-) Land $470$8,000 (-) Land $8,000
2023$185.00$470 Land $470$8,000 Land $8,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 7% of South Carolina
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 1st St

Nearby Streets

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