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115 17th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 115 17th Ave N, Cold Spring, MN 56320

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,560 sqft · built 2006
Lot Size0.238 acres (10,367 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Jul 2018)
Tax Bill$3,553 (2026)
Deeds & MortgagesApr 2026 Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN48-29441-0028

Property Details

APN / Parcel Number

Primary APN48-29441-0028

Interior

Bedrooms4 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area2,496 sqft
1st Floor Area1,560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,367 sqft (0.238 acres)
Garage TypeAttached
Garage Area984 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address115 17TH AVE N
CityCOLD SPRING
StateMN
Zip56320-4546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 002 BLK 002 MAPLE RIDGE SECTION 16 TOWNSHIP 123 RANGE 030 SECTION 16 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section16
Legal SubdivisionMAPLE RIDGE
Legal Block2
Legal Lot Number2
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group2
Census Block2011
Census Tract11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 17TH AVE N, COLD SPRING, MN 56320-4546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FEDERAL CREDIT UNION
Jul 9, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2018 · Amount on Record
Deed SaleJul 9, 2018 · Amount on Record
Prior SaleSep 21, 2009
Deed Document Number20181524240
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateApr 2, 2026
Property Address115 17TH AVE N, COLD SPRING, MN 56320-4546
Document Number0001710625
Instrument DateMar 23, 2026
Instrument20261710625
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 17TH AVE N, COLD SPRING, MN 56320-4546

Mortgage

Document Number0001710625,
DateApr 2, 2026
Instrument20261710625
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 20, 2041
Interest
Rate TypeFixed Rate
Rate5.35%
Initial TypeFixed Rate
Max Rate-1%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 9, 2018
Property Address115 17TH AVE N, COLD SPRING, MN 56320-4546
Document Number00A1524240
Instrument DateJun 15, 2018
InstrumentA1524240
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 17TH AVE N, COLD SPRING, MN 56320-4546

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,553.00 (-14.76%)
2025$406,900 (+11.82%) Land $51,700 Building $355,200$406,900 (+11.82%) Land $51,700 Building $355,200
2023$4,168.00$363,900 Land $51,700 Building $312,200$363,900 Land $51,700 Building $312,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCold Spring
serves 4,201 people · EPA ID MN1730006
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Arvig, Verizon.

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