114 17th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 114 17th Ave N, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,394 sqft · built 2019
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on Record
Last Sale	$58,900 (Mar 2019)
Tax Bill	$4,552 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29441-0033`

Property Details

APN / Parcel Number

Primary APN	`48-29441-0033`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,201 sqft (0.326 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Storage Building	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	114 17TH AVE N
City	COLD SPRING
State	MN
Zip	56320-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLK 003 MAPLE RIDGE SECTION 16 TOWNSHIP 123 RANGE 030 SECTION 16 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	16
Legal Subdivision	MAPLE RIDGE
Legal Block	3
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2021
Census Tract	11302

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 17TH AVE N, COLD SPRING, MN 56320-4546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit STATE CLOUD FEDERAL CREDIT UNION
Mar 28, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	20191540590
Last Transfer Date	Feb 24, 2025
Transfer Doc	00A1687613
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Apr 22, 2026
Property Address	114 17TH AVE N, COLD SPRING, MN 56320-4546
Document Number	0001711817
Instrument Date	Mar 21, 2026
Instrument	20261711817
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001711817,
Date	Apr 22, 2026
Instrument	20261711817

Lender

Name	STATE CLOUD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2046

Interest

Rate	6.01%
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 28, 2019
Property Address	114 17TH AVE N, COLD SPRING, MN 56320-4546
Document Number	00A1540590
Instrument Date	Mar 26, 2019
Instrument	A1540590
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 EAGLE DR, COLD SPRING, MN 56320-1514

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,552.00 (+25.68%)	$394,800 (+4.33%) Land $56,600 Building $338,200	$394,800 (+4.33%) Land $56,600 Building $338,200
2025		$378,400 (+17.55%) Land $51,700 Building $326,700	$378,400 (+17.55%) Land $51,700 Building $326,700
2023	$3,622.00	$321,900 Land $51,700 Building $270,200	$321,900 Land $51,700 Building $270,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, Verizon.

Nearby Properties on 17th Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures