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1149 Spring Orchard Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1149 Spring Orchard Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,684 sqft · built 2003
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Oct 2011)
Tax Bill$4,129 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNT032500099

Property Details

APN / Parcel Number

Primary APNT032500099
Alternative APN
  • 2-0126-8930-00-0056.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area1,684 sqft
Basement Area1,660 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2003
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area74 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT032500099
Old Parcel NumberT032500099
Street Address1149 SPRING ORCHARD DR
CityO FALLON
StateMO
Zip63368-7987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING ORCHARD #1 LOT 56
Legal Range03E
Legal Township46N
Legal SubdivisionSPRING ORCHARD #1
Legal Lot Number56
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group2
Census Block2007
Census Tract311739

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1149 SPRING ORCHARD DR, O FALLON, MO 63368-7987
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 11, 2017Deed of Trust, Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2011 · Amount on Record
Deed SaleOct 5, 2011 · Amount on Record
Prior SaleJan 26, 2004
Deed Document Number0005651450
Deed Book / Page5651 / 450
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1149 SPRING ORCHARD DR, O FALLON, MO 63368-7987
Transaction TypeMortgage
Record UpdatedOct 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063237
DateJul 28, 2021
Instrument2021R-063237
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1149 SPRING ORCHARD DR, O FALLON, MO 63368-7987
Document Number0067770279
Instrument DateJul 11, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1149 SPRING ORCHARD DR O FALLON MO 633687987, O FALLON, MO 63368-7987

Mortgage

Document Number0067770279
DateJul 19, 2017
Book Page006777/000279
Instrument443700
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
AmountAmount Recorded
Term360 Months
DueJul 18, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,129.00$64,305 (+1.2%)$338,446 (+1.2%) Land $60,002 Building $278,444
2023$63,543
2022$334,439 Land $40,002 Building $294,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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