St. Charles County property record for 1147 Spring Orchard Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,939 sqft · built 2003 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,501 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T032500100 |
| Primary APN | T032500100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,939 sqft Living Area |
| 1st Floor Area | 1,683 sqft |
| Basement Area | 1,256 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 144 sqft |
| Sewer | Connected |
|---|
| Account Number | T032500100 |
|---|---|
| Old Parcel Number | T032500100 |
| Street Address | 1147 SPRING ORCHARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING ORCHARD #1 LOT 57 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | SPRING ORCHARD #1 |
| Legal Lot Number | 57 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 311739 |
1147 Spring Orchard Dr is owned and occupied by an individual who acquired it in April 2024.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1147 SPRING ORCHARD DR, O FALLON, MO 63368-7987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 23, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2004 |
| Deed Sale | Mar 8, 2004 |
| Prior Sale | Mar 8, 2004 · Amount on File |
| Deed Document Number | 0038011764 |
| Last Transfer Date | Apr 23, 2024 |
| Transfer Doc | 0000015225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1147 SPRING ORCHARD DR, O FALLON, MO 63368-7987 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1147 SPRING ORCHARD DR, O FALLON, MO 63368-7987 |
| Document Number | 0000014981 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2023R-014981 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 23, 2024 |
| Property Address | 1147 SPRING ORCHARD DR, O FALLON, MO 63368-7987 |
| Document Number | 0000015225 |
| Map Reference | MB 38 PG 271 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024R-015225 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1147 ORCHARD DR, OFALLON, MO 63368 |
| Name | Verified Name |
|---|---|
| Address | 1147 SPRING ORCHARD DR, O FALLON, MO 63368-7987 |
The 2025 property tax bill for 1147 Spring Orchard Dr was $5,501.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,501.00 | $85,880 | $452,001 Land $60,002 Building $391,999 |
| 2023 | $80,802 | ||
| 2022 | $425,275 Land $40,002 Building $385,273 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1147 Spring Orchard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1147 Spring Orchard Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures