1149 River Oaks Dr, De Witt, MI 48820 Property Records

Clinton County property record for 1149 River Oaks Dr, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,692 sqft · built 1994
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (May 2019)
Tax Bill	$5,866 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200-230-000-016-00`

Property Details

APN / Parcel Number

Primary APN	`200-230-000-016-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,692 sqft Living Area
1st Floor Area	872 sqft
Basement Area	824 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	150 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	104 sqft
Patio Area	104 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1149 RIVER OAKS DR
City	DEWITT
State	MI
Zip	48820-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 16, THE OAKS SUBD, CITY OF DEWITT, CLINTON COUNTY, MI (SPLIT 1994)
Legal Subdivision	THE OAKS SUBD
Legal Block	16
Legal Lot Number	16
Jurisdiction	CLINTON MI
Township / Civil Division	DEWITT
Census Block Group	2
Census Block	2007
Census Tract	10107

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1149 RIVER OAKS DR, DEWITT, MI 48820-8328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHPOINT COMMUNITY BANK
Apr 24, 2017	Deed of Trust, Mortgage · ARM CITIBANK NA
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage LAFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Deed Document Number	20195279518
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1149 RIVER OAKS DR, DEWITT, MI 48820-8328
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 RIVER OAKS DR, DEWITT, MI 48820-8328

Mortgage

Document Number	0005319517
Date	Dec 16, 2021
Instrument	5319517

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1149 RIVER OAKS DR, DEWITT, MI 48820-8328
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5306168
Date	Mar 3, 2021
Instrument	5306168

Lender

Name	HIGHPOINT COMMUNITY BANK
Type	Bank
Address	HASTINGS, MI 49058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1149 RIVER OAKS DR, DEWITT, MI 48820-8328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5253346
Date	Apr 24, 2017
Instrument	5253346

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 29, 2019
Property Address	1149 RIVER OAKS DR, DEWITT, MI 48820-8328
Document Number	5279518
Map Reference	LB 7 PG 52
Instrument Date	May 28, 2019
Instrument	5279518
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,132.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1149 RIVER OAKS DR, 1149, DEWITT, MI 48820-8328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E HIGHARN ST, SAINT JOHNS, MI 48879

Mortgage

Document Number	5279519
Date	May 29, 2019
Instrument	5279519

Lender

Name	LAFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	DeWitt City
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,100 (+1.69%) Land $30,800 Building $162,300	$386,200 (+1.69%) Land $61,600 Building $324,600
2025	$5,866.00 Homeowner's exemption	$189,900 (+15.16%) Land $28,000 Building $161,900	$379,800 (+15.16%) Land $56,000 Building $323,800
2023	$6,194.00 Homeowner's exemption	$164,900	$329,800
2022	$6,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Westphalia Broadband.

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