1128 River Oaks Dr, De Witt, MI 48820 Property Records

Clinton County property record for 1128 River Oaks Dr, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,840 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2025)
Tax Bill	$6,850 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200-230-000-069-00`

Property Details

APN / Parcel Number

Primary APN	`200-230-000-069-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	138 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Balcony Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1128 RIVER OAKS DR
City	DEWITT
State	MI
Zip	48820-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 69 THE OAKS NO. 3 SUBDIVISION, CITY OF DEWITT, CLINTON COUNTY MICHIGAN. NEW 2015 FROM 008-400-001-53.
Legal Subdivision	THE OAKS NO 3 SUBD
Legal Block	22
Legal Lot Number	69
Jurisdiction	CLINTON MI
Township / Civil Division	DEWITT
Census Block Group	2
Census Block	2009
Census Tract	10107

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1128 RIVER OAKS DR, DEWITT, MI 48820-8328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Aug 14, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 6, 2018	Quit Claim Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	20255351846
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 26, 2022
Property Address	1128 RIVER OAKS DR, DEWITT, MI 48820-8328
Document Number	0005324415
Map Reference	LB 11 PG 12
Instrument Date	Apr 1, 2022
Instrument	5324415
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1128 RIVER OAKS DRIVE 51 E MAIN AVE, 1128, DEWITT, MI 48820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3937 QUARTERHORSE RD, EAST LANSING, MI 48823-6192

Mortgage

Document Number	0005324416
Date	Apr 26, 2022
Instrument	5324416

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1128 RIVER OAKS DR, DEWITT, MI 48820-8328
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5305294
Date	Feb 16, 2021
Instrument	5305294

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 14, 2019
Property Address	1128 RIVER OAKS DR, DEWITT, MI 48820-8328
Document Number	5282490
Map Reference	LB 11 PG 12
Instrument Date	Aug 2, 2019
Instrument	5282490
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,395.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, 2186, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13072 APPLE TREE LN, DEWITT, MI 48820-9638

Mortgage

Document Number	5282491
Date	Aug 14, 2019
Instrument	5282491

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 6, 2018
Property Address	1128 RIVER OAKS DR, DEWITT, MI 48820-8328
Document Number	5273114
Map Reference	LB11 PG8
Instrument Date	Sep 30, 2018
Instrument	5273114
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, 2186, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	DeWitt City
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,300 (+1.7%) Land $20,200 Building $177,100	$394,600 (+1.7%) Land $40,400 Building $354,200
2025	$6,850.00 Homeowner's exemption	$194,000 (+15.48%) Land $18,400 Building $175,600	$388,000 (+15.48%) Land $36,800 Building $351,200
2023	$4,696.00 Homeowner's exemption	$168,000	$336,000
2022	$4,696.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Westphalia Broadband.

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