1149 Meadow Ln, Elgin, IL 60123 Property Records

Kane County property record for 1149 Meadow Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,354 sqft · built 1972
Lot Size	0.253 acres (11,025 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-453-009`

Property Details

APN / Parcel Number

Primary APN	`06-03-453-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,354 sqft Living Area
Gross Area	2,031 sqft
Basement Area	677 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	11,025 sqft (0.253 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1149 MEADOW LN
City	ELGIN
State	IL
Zip	60123-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 6TH ADDN LOT 50
Legal Subdivision	CENTURY OAKS 6TH ADDN
Legal Block	1
Legal Lot Number	50
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1149 MEADOW LN, ELGIN, IL 60123-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 28, 2023
Transfer Doc	0000009971
Record Updated	Sep 20, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Mar 31, 2023
Property Address	1149 MEADOW LN, ELGIN, IL 60123-1431
Document Number	0000009971
Instrument Date	Mar 28, 2023
Instrument	2023K009971
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1149 MEADOW LN, ELGIN, IL 60123-1431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1149 MEADOW LN, ELGIN, IL 60123-1431
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045214
Date	Jun 14, 2021
Instrument	2021K045214

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,510.00 (-20.66%)	$91,582 (+8.57%) Land $27,140 Building $64,442	$274,856 (+8.57%) Land $81,453 Building $193,403
2024		$84,353 (+21.39%) Land $24,998 Building $59,355	$253,160 (+21.44%) Land $75,024 Building $178,136
2022	$4,424.00 (-2.79%) Homeowner's exemption	$69,488 (+6.96%) Land $20,593 Building $48,895	$208,464 (+6.96%) Land $61,779 Building $146,685
2021	$4,551.00 Homeowner's exemption	$64,966 Land $19,253 Building $45,713	$194,898 Land $57,759 Building $137,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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