1009 Meadow Ln, Elgin, IL 60123 Property Records

Kane County property record for 1009 Meadow Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,242 sqft · built 1958
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (May 2026)
Tax Bill	$7,670 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-453-011`

Property Details

APN / Parcel Number

Primary APN	`06-03-453-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,242 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1009 MEADOW LN
City	ELGIN
State	IL
Zip	60123-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 2ND ADDN LOT 54
Legal Subdivision	CENTURY OAKS 2ND ADDN
Legal Block	1
Legal Lot Number	54
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851000

Owner

1009 Meadow Ln is owned by an individual who bought it in May 2026.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	511 WALNUT ST, A, SAINT CHARLES, IL 60174-3188
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Jul 25, 2013 · Amount on File
Deed Document Number	202620823
Prior Transfer Date	Jun 17, 1997
Prior Transfer Doc	0000057301
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 21, 2026
Property Address	1009 MEADOW LN, ELGIN, IL 60123-1429
Document Number	0000020823
Instrument Date	May 4, 2026
Instrument	202620823
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000020824,
Date	May 21, 2026
Instrument	202620824

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 15, 2021
Property Address	1009 MEADOW LN, ELGIN, IL 60123-1429
Document Number	0000054216
Instrument Date	Jun 18, 2021
Instrument	2021K054216
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	NOT AVAILABLE, SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1009 MEADOW LN, ELGIN, IL 60123-1429

Mortgage

Document Number	0000054217
Date	Jul 15, 2021
Instrument	2021K054217

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Meadow Ln was $7,670, up 4.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,670.00 (+4.21%) Homeowner's exemption	$108,545 (+8.57%) Land $28,910 Building $79,635	$325,765 (+8.57%) Land $86,765 Building $239,001
2024	$7,360.00	$99,977 Land $26,628 Building $73,349	$300,051 Land $79,916 Building $220,135
2022	$6,621.00 (+4.53%) Homeowner's exemption	$82,357 (+6.96%) Land $21,935 Building $60,422	$247,071 (+6.96%) Land $65,805 Building $181,266
2021	$6,334.00 Homeowner's exemption	$76,998 Land $20,508 Building $56,490	$230,994 Land $61,524 Building $169,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1009 Meadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1009 Meadow Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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