Schenectady County and Schenectady City property record for 1149 Garner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 5,200 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $187,000 (2024) |
| Tax Bill | $5,598.00 (2025) |
| Primary APN | 421500 40.78-3-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,008 sqft Living Area |
| 1st Floor | 528 sqft 1st Floor |
| 2nd Floor | 480 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,200 sqft (0.119 acres) |
| Depth X Width | 130 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Porch Area | 112 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1149 GARNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.78-3-15
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1149 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2024 | Administrator's Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Jun 28, 2023 | Warranty Deed, Transfer SMPR TITLE AGENCY INC |
| Dec 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2024 · Amount on Record |
| Deed Sale | May 03, 2024 · Amount on Record |
| Prior Sale | Jun 28, 2023 · Amount on Record |
| Deed Doc Number | 202426972 |
| Deed Book / Page | 2130 / 229 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 03, 2024 |
| Property Address | 1149 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Document Number | 0000026972 |
| Book / Page | 2130 / 229 |
| Instrument Date | Apr 08, 2024 |
| Instrument | 202426972 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | MARATHON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3903 BRUNSWICK MEADOWS WAY, TROY, NY 12182-4427 |
| Name | Verified Name |
|---|---|
| Address | 16 PARK BILL #2 # 2, 2, ALBANY, NY 12204-2110 |
| Document Number | 0000026973 |
|---|---|
| Date | May 03, 2024 |
| Instrument | 202426973 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 28, 2023 |
| Property Address | 1149 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Document Number | 0000037562 |
| Book / Page | 2110 / 798 |
| Map Reference | MAP 7 |
| Instrument Date | May 31, 2023 |
| Instrument | 202337562 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1149 GAMER AVE, UPPER UNION, NY 12309 |
| Name | Verified Name |
|---|---|
| Address | 189 BERKSHIRE BLVD, ALBANY, NY 12203-2732 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 17, 2019 |
| Property Address | 1149 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Document Number | 0000055727 |
| Book / Page | 002026 / 000642 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 55727 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 751 BELMONT AVE SPRINGFIELD MA 011084213, SPRINGFIELD, MA 01108-4213 |
| Document Number | 55728 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 004960/000578 |
| Instrument | 55728 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,598.00 (+4.87%) | $110,000 (-) Land $14,100 Building $95,900 | $182,149 (+30.82%) Land $23,348 Building $158,801 |
| 2023 | $110,000 (-) Land $14,100 Building $95,900 | $139,241 (+3.8%) Land $17,848 Building $121,393 | |
| 2022 | $110,000 Land $14,100 Building $95,900 | $134,146 Land $17,195 Building $116,951 | |
| 2021 | $5,338.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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