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1141 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1141 Garner Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1910
Lot Size0.238 acres (10,400 sqft)
OwnerIndividual Name on Record
Last Sale$147,000 (Jan 2022)
Tax Bill$5,158 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Feb 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 50.22-2-40

Property Details

APN / Parcel Number

Primary APN421500 50.22-2-40
Alternative APN
  • 150005002200020400000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,080 sqft Living Area
1st Floor Area600 sqft
2nd Floor Area480 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area10,400 sqft (0.238 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area92 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1141 GARNER AVE
CitySCHENECTADY
StateNY
Zip12309-5705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description519 & 2 WOOD
Legal Block2
Legal Lot Number40.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3006
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1141 GARNER AVE, SCHENECTADY, NY 12309-5705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Warranty Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP
Feb 8, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 21, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleNov 21, 2013 · Amount on Record
Deed Document Number20221716
Deed Book / Page2076 / 192
Prior Transfer DateDec 28, 2018
Prior Transfer Doc0000005862
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 11, 2022
Property Address1141 GARNER AVE, SCHENECTADY, NY 12309-5705
Document Number0000001716
Book / Page2076 / 192
Map ReferenceMAP 5
Instrument DateDec 30, 2021
Instrument202201716
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyVILLA TITLE AND CLOSING SERVICES LLC, RAVIN TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$588.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 GLEN CT, 18, SCHENECTADY, NY 12306-1109

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 PINE ST, CORINTH, NY 12822-1811

Mortgage

Document Number0000001717
DateJan 11, 2022
Instrument202201717
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 8, 2019
Property Address1141 GARNER AVE, SCHENECTADY, NY 12309-5705
Document Number0000005862
Book / Page002005 / 000259
Instrument DateDec 28, 2018
Instrument5862
Transaction TypeTransfer
Record UpdatedMar 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1141 GARNER AVE SCHENECTADY NY 123095705, SCHENECTADY, NY 12309-5705

September 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateSep 21, 2018
Property Address1141 GARNER AVE, SCHENECTADY, NY 12309-5705
Document Number0000042150
Book / Page001996 / 000275
Instrument DateSep 21, 2018
Instrument42150
Transaction TypeForeclosure
Record UpdatedOct 9, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,158.00 (+2.24%)
2025$5,045.00 (+4.99%)$98,800 (-) Land $16,200 Building $82,600$163,603 (+30.82%) Land $26,826 Building $136,777
2023$98,800 (-) Land $16,200 Building $82,600$125,063 (+3.8%) Land $20,506 Building $104,557
2022$98,800 Land $16,200 Building $82,600$120,488 Land $19,756 Building $100,732
2021$4,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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