Franklin County property record for 1149 Alligator Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,104 sqft · built 2000 |
| Lot Size | 0.913 acres (39,770 sqft) |
| Owner | Company Name on File |
| Tax Bill | $18,169 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Nov 2017 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 05-07S-01W-1032-0000-0220 |
| Primary APN | 05-07S-01W-1032-0000-0220 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,104 sqft Living Area |
| Gross Area | 4,329 sqft |
| 1st Floor Area | 3,104 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 39,770 sqft (0.913 acres) |
| Lot Dimensions | 259 ft deep x 80 ft wide |
| View / Lot | Gulf |
| Garage Area | 1,225 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 576 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1149 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 LOTS 22,23 HOLIDAY BCH OR/108/281-283 113/248-250 121/507 132/224 169/4 188/575 368/231 398/162 510/147 596/31 639/644 706/214 761/336 971/109 1012/769 1169/187 1206/455 1206/457 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | HOLIDAY BEACH |
| Legal Lot Number | 22,23 |
| Legal Unit | 2 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970102 |
1149 Alligator Dr is owned by a company that acquired it in November 2017.
Source: Franklin County records, as of March 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 W MAIN ST, 300, LEXINGTON, KY 40507-1867 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 9, 2017 |
| Transfer Doc | 0019005918 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 20, 2026 |
| Property Address | 1149 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5109 |
| Document Number | 0019000746 |
| Book / Page | 1438 / 351 |
| Map Reference | MB 4 PG 3 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 202619000746 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W MAIN ST # ST300, ST300, LEXINGTON, KY 40507-1836 |
| Name | Verified Name |
|---|---|
| Address | 100 W MAIN ST STE 300, 300, LEXINGTON, KY 40507-1867 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Nov 21, 2017 |
| Property Address | 1149 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5109 |
| Document Number | 0019005918 |
| Book / Page | 001206 / 000455 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 19005918 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1149 ALLIGATOR DR ALLIGATOR POINT FL 323465109, ALLIGATOR POINT, FL 32346-5109 |
The 2025 property tax bill for 1149 Alligator Dr was $18,169, up 162.1% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,169.00 (+162.14%) | $1,723,190 (+154.08%) Land $956,160 Building $767,030 | $1,723,190 (+20.11%) Land $956,160 Building $767,030 |
| 2024 | $6,931.00 (-1.17%) Homeowner's exemption | $678,220 (+3%) | $1,434,730 (+20.71%) Land $657,360 Building $777,370 |
| 2023 | $7,013.00 (+0.39%) Homeowner's exemption | $658,466 (+3%) | $1,188,534 (+3.26%) Land $601,584 Building $586,950 |
| 2022 | $6,986.00 Homeowner's exemption | $639,287 | $1,151,015 Land $601,584 Building $549,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1149 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1149 Alligator Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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