11484 Regency Ln, Carmel, IN 46033 Property Records

Hamilton County property record for 11484 Regency Ln, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,098 sqft · built 1997
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Tax Bill$5,024 (2024)
Deeds & MortgagesOct 2023 Transfer
Oct 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN29-14-04-107-021.000-018

Property Details

APN / Parcel Number

Primary APN29-14-04-107-021.000-018
Alternative APN
  • 1614040107021000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area4,098 sqft Living Area
Gross Area6,157 sqft
1st Floor Area4,917 sqft
2nd Floor Area2,259 sqft
Basement Area819 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions140 ft deep x 125 ft wide
Garage TypeAttached
Garage Area1,240 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address11484 REGENCY LN
CityCARMEL
StateIN
Zip46033-3971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .40, SECTION 4, TOWNSHIP 17, RANGE 4, SYCAMORE FARM, SECTION 2, LOT 56 & PT 55
Legal Range04
Legal Township17
Legal Section04
Legal SubdivisionSYCAMORE FARM SECTION 2
Legal Block2
Legal Lot Number56
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1015
Census Tract111101

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11484 REGENCY LN, CARMEL, IN 46033-3971
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Transfer on Death Deed, Transfer
Oct 20, 2023Warranty Deed, Transfer
Oct 20, 2023Transfer on Death Deed, Transfer
Mar 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Aug 17, 2021Transfer on Death Deed, Transfer
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2023
Deed SaleOct 20, 2023
Prior SaleJul 30, 2003 · Amount on Record
Deed Document Number202340221
Prior Transfer DateSep 28, 2023
Prior Transfer Doc0000040222
Record UpdatedSep 20, 2026

October 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON IN
Recording DateOct 20, 2023
Property Address11484 REGENCY LN, CARMEL, IN 46033-3971
Document Number0000040222
Map ReferenceDOC 97-29206
Instrument DateSep 28, 2023
Instrument2023040222
Transaction TypeTransfer
Record UpdatedApr 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11484 REGENCY LN, CARMEL, IN 46033-3971

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateOct 20, 2023
Property Address11484 REGENCY LN, CARMEL, IN 46033-3971
Document Number0000040221
Map ReferenceDOC 97-36800
Instrument DateSep 28, 2023
Instrument2023040221
Transaction TypeTransfer
Record UpdatedApr 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11484 REGENCY LN, CARMEL, IN 46033-3971

October 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON IN
Recording DateOct 20, 2023
Property Address11484 REGENCY LN, CARMEL, IN 46033-3971
Document Number0000040220
Map ReferenceDOC 97-36800
Instrument DateSep 28, 2023
Instrument2023040220
Transaction TypeTransfer
Record UpdatedApr 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11484 REGENCY LN, CARMEL, IN 46033-3971

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address11484 REGENCY LN, CARMEL, IN 46033-3971
Transaction TypeMortgage
Record UpdatedMar 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012244
DateMar 8, 2022
Instrument2022012244
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

August 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON IN
Recording DateAug 17, 2021
Property Address11484 REGENCY LN, CARMEL, IN 46033-3971
Document Number2021059964
Map ReferenceDOC 97-29206
Instrument DateAug 10, 2021
Instrument2021059964
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11484 REGENCY LN, CARMEL, IN 46033-3971

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address11484 REGENCY LN, CARMEL, IN 46033-3971
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047578
DateSep 30, 2019
Instrument2019047578
Lender
NameUNION SAVINGS BANK
TypeCredit Union
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$539,400 (+19.76%) Land $158,400 Building $381,000$539,400 (+19.76%) Land $158,400 Building $381,000
2024$5,024.00 (+3.23%)$450,400 (-) Land $158,400 Building $292,000$450,400 (-) Land $158,400 Building $292,000
2023$4,867.00 (+12.66%) Homeowner's exemption$450,400 (+18.4%) Land $158,400 Building $292,000$450,400 (+18.4%) Land $158,400 Building $292,000
2022$4,320.00 Homeowner's exemption$380,400 Land $105,600 Building $274,800$380,400 Land $105,600 Building $274,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1980–2026)
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jul 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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