Hamilton County property record for 11473 Regency Ln, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,521 sqft · built 1998 |
| Lot Size | 0.869 acres (37,897 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,925 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-14-04-107-014.000-018 |
| Primary APN | 29-14-04-107-014.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,521 sqft Living Area |
| 1st Floor Area | 1,557 sqft |
| 2nd Floor Area | 2,089 sqft |
| Basement Area | 1,167 sqft |
| Finished Basement | 875 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 37,897 sqft (0.869 acres) |
| Lot Dimensions | 120 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1614040107014000 |
|---|---|
| Street Address | 11473 REGENCY LN |
| City | CARMEL |
| State | IN |
| Zip | 46033-3972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .87, SECTION 4, TOWNSHIP 17, RANGE 4, SYCAMORE FARM, SECTION 2, LOT 48, IRREGULAR SHAPE, FEATURE ADDITIONAL LEGAL DES |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 04 |
| Legal Subdivision | SYCAMORE FARM |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 111101 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11473 REGENCY LN, CARMEL, IN 46033-3972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Feb 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 19, 2022 | Intrafamily Transfer, Transfer |
| Sep 19, 2022 | Correction Deed |
| Jul 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Jun 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 19, 2022 |
| Transfer Doc | 0000045837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11473 REGENCY LN, CARMEL, IN 46033-3972 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11473 REGENCY LN, CARMEL, IN 46033-3972 |
| Document Number | 0000032554 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022032554 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11473 REGENCY LN, CARMEL, IN 46033-3972 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000015272 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021015272 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 19, 2022 |
| Property Address | 11473 REGENCY LN, CARMEL, IN 46033-3972 |
| Document Number | 0000045837 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022045837 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11473 REGENCY LN, CARMEL, IN 46033-3972 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 19, 2022 |
| Property Address | 11473 REGENCY LN, CARMEL, IN 46033-3972 |
| Document Number | 0000045836 |
| Map Reference | DOC 9736800 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022045836 |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11473 REGENCY LN, CARMEL, IN 46033-3972 |
| Document Number | 0000034305 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11473 REGENCY LN CARMEL IN 460333972, CARMEL, IN 46033-3972 |
| Document Number | 0000034305 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 34305 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11473 REGENCY LN, CARMEL, IN 46033-3972 |
| Document Number | 0000030424 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11473 REGENCY LN CARMEL IN 460333972, CARMEL, IN 46033-3972 |
| Document Number | 0000030424 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 30424 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2048 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $610,700 (+16.86%) Land $231,800 Building $378,900 | $610,700 (+16.86%) Land $231,800 Building $378,900 | |
| 2024 | $5,925.00 (+0.83%) | $522,600 (-2.1%) Land $231,800 Building $290,800 | $522,600 (-2.1%) Land $231,800 Building $290,800 |
| 2023 | $5,876.00 (+39.94%) Homeowner's exemption | $533,800 (+44.27%) Land $231,800 Building $302,000 | $533,800 (+44.27%) Land $231,800 Building $302,000 |
| 2022 | $4,199.00 Homeowner's exemption | $370,000 Land $96,300 Building $273,700 | $370,000 Land $96,300 Building $273,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1980–2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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