San Diego County property record for 1148 Shadow Mountain Ter, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,928 sqft · built 1970 |
| Lot Size | 0.25 acres (10,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $618,000 (Dec 2019) |
| Tax Bill | $8,323 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-183-32-00 |
| Primary APN | 173-183-32-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 10,900 sqft (0.25 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 1731817900 |
|---|---|
| Street Address | 1148 SHADOW MOUNTAIN TER |
| City | VISTA |
| State | CA |
| Zip | 92084-4646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 17-11-3W SW 1/4 DOC9825REC69 IN SW 1/4 OF |
| Legal Range | 03W |
| Legal Township | 11 |
| Legal Section | 17 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 19601 |
Source: San Diego County records · APN 173-183-32-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 31, 2021 | Deed of Trust, Mortgage · VA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| Nov 24, 2020 | Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Dec 23, 2019 | Grant Deed, Transfer · VA Mortgage USAA |
| Apr 06, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Dec 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Prior Sale | Oct 14, 2014 · Amount on Record |
| Deed Document Number | 2019601275 |
| Prior Transfer Date | Apr 07, 2014 |
| Prior Transfer Doc | 0000147427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Document Number | 0000037272 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024-0037272 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jan 01, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Document Number | 0000619822 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0619822 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Document Number | 0000746003 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020-0746003 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 23, 2019 |
| Property Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Document Number | 0000601275 |
| Instrument Date | Dec 04, 2019 |
| Instrument | 601275 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2020 |
| Title Company | LAWYERS TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $679.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1148 SHADOW MOUNTAIN TER VISTA CA 920844646, VISTA, CA 92084-4646 |
| Document Number | 601276 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 601276 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Document Number | 0000143034 |
| Instrument Date | Apr 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1148 SHADOW MOUNTAIN TER VISTA CA 920844646, VISTA, CA 92084-4646 |
| Document Number | 0000143034 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 143034 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1148 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646 |
| Document Number | 0000609980 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1148 SHADOW MOUNTAIN TER VISTA CA 920844646, VISTA, CA 92084-4646 |
| Document Number | 0000609980 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 609980 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $689,298 (+2%) Land $294,002 Building $395,296 | |
| 2025 | $8,323.00 (+7.88%) Homeowner's exemption | $675,784 (+4.04%) Land $288,238 Building $387,546 |
| 2023 | $7,715.00 (+0.25%) Homeowner's exemption | $649,546 Land $277,047 Building $372,499 |
| 2022 | $7,696.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, San Diego Broadband, Verizon.
Based on FCC filings for 295 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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