1140 Shadow Mountain Ter, Vista, CA 92084 Property Records

San Diego County property record for 1140 Shadow Mountain Ter, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,503 sqft · built 1956
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (May 2009)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173-183-28-00`

Property Details

APN / Parcel Number

Primary APN	`173-183-28-00`
Alternative APN	`1731812200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,503 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	9,100 sqft (0.209 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1731812200
Street Address	1140 SHADOW MOUNTAIN TER
City	VISTA
State	CA
Zip	92084-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 17-11-3W SW 1/4 SLY OF 3 WLY PAR AS PER ROS 3379 IN SW 1/4 OF
Legal Range	03W
Legal Township	11
Legal Section	17
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19601

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1140 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHTECHLENDING INC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHTECHLENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2009 · Amount on Record
Deed Sale	May 20, 2009 · Amount on Record
Prior Sale	Feb 10, 2009 · Amount on Record
Deed Document Number	2009269239
Prior Transfer Date	Apr 12, 2007
Prior Transfer Doc	0000338630
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1140 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646

Mortgage

Document Number	0000526504
Date	Jul 23, 2021
Instrument	2021-0526504

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1140 SHADOW MOUNTAIN TER, VISTA, CA 92084-4646
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 SHAW MOUNTAIN TEERACE, VISTA, CA 92084-4646

Mortgage

Document Number	0000659226
Date	Oct 27, 2020
Instrument	2020-0659226

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,117 (+2%) Land $157,612 Building $148,505
2025	$4,159.00 (+7.05%)	$300,116 (+4.04%) Land $154,522 Building $145,594
2023	$3,885.00 (+0.21%)	$288,465 Land $148,523 Building $139,942
2022	$3,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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