1148 S State St, Aurora, IL 60505 Property Records

Kane County property record for 1148 S State St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,083 sqft · built 1905
Lot Size	0.147 acres (6,384 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-35-152-012`

Property Details

APN / Parcel Number

Primary APN	`15-35-152-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,083 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,083 sqft
Basement Area	915 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	6,384 sqft (0.147 acres)
Lot Dimensions	133 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1148 S STATE ST
City	AURORA
State	IL
Zip	60505-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH PARK ADDN : LOT 14 BLK 3
Legal Subdivision	SOUTH PARK ADDN
Legal Block	3
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2026
Census Tract	854302

Owner

1148 S State St is owned and occupied by two individuals.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1148 S STATE ST, AURORA, IL 60505-5738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage KANE COUNTY TEACHERS CU
Oct 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage KANE CNTY TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1148 S STATE ST, AURORA, IL 60505-5738
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010076
Date	Apr 3, 2023
Instrument	2023K010076

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 16, 2038

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1148 S STATE ST, AURORA, IL 60505-5738
Document Number	0000052156
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1148 S STATE ST AURORA IL 605055738, AURORA, IL 60505-5738

Mortgage

Document Number	0000052156
Date	Oct 25, 2018
Instrument	52156

Lender

Name	KANE CNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 24, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1148 S State St was $2,568 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,568.00 Homeowner's exemption	$55,535 (+9.39%) Land $8,855 Building $46,680	$166,672 (+9.39%) Land $26,576 Building $140,096
2024		$50,768 Land $8,095 Building $42,673	$152,365 Land $24,295 Building $128,070
2022	$2,129.00 (+1.82%) Homeowner's exemption	$41,387 (+7.41%) Land $6,599 Building $34,788	$124,161 (+7.41%) Land $19,797 Building $104,364
2021	$2,091.00 Homeowner's exemption	$38,532 Land $6,144 Building $32,388	$115,596 Land $18,432 Building $97,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1148 S State St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1983–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1148 S State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Watch TV.

Nearby Properties on S State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures