1140 S State St, Aurora, IL 60505 Property Records

Kane County property record for 1140 S State St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1952
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$61,000 (Dec 2013)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-35-152-010`

Property Details

APN / Parcel Number

Primary APN	`15-35-152-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
Gross Area	934 sqft
1st Floor Area	744 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	190 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	1140 S STATE ST
City	AURORA
State	IL
Zip	60505-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH PARK ADDN : LOT 12 BLOCK 3
Legal Subdivision	SOUTH PARK ADDN
Legal Block	3
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2026
Census Tract	854302

Owner

1140 S State St is owned and occupied by an individual who bought it in December 2013.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1140 S STATE ST, AURORA, IL 60505-5738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2013 · Amount on File
Deed Sale	Dec 11, 2013 · Amount on File
Deed Document Number	201385673
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1140 S STATE ST, AURORA, IL 60505-5738
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2026, FLINT, MI 48501-2026

Mortgage

Document Number	0000050010
Date	Dec 17, 2025
Instrument	2025K050010

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

Interest

Rate	10.5%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1140 S STATE ST, AURORA, IL 60505-5738
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054265
Date	Nov 9, 2022
Instrument	2022K054265

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1140 S State St was $2,115 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00 Homeowner's exemption	$47,144 (+9.39%) Land $8,855 Building $38,289	$141,489 (+9.39%) Land $26,576 Building $114,913
2024		$43,097 Land $8,095 Building $35,002	$129,343 Land $24,295 Building $105,048
2022	$1,752.00 (+2.04%) Homeowner's exemption	$35,134 (+7.41%) Land $6,599 Building $28,535	$105,402 (+7.41%) Land $19,797 Building $85,605
2021	$1,717.00 Homeowner's exemption	$32,710 Land $6,144 Building $26,566	$98,130 Land $18,432 Building $79,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1140 S State St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1983–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 S State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

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