DeSoto County property record for 1148 Pocketwatch Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,932 sqft · built 2003 |
| Lot Size | 0.202 acres (8,805 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,788 (Oct 2026) |
| Tax Bill | $1,591 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-20-12-0-00261-00 |
| Primary APN | 3-07-4-20-12-0-00261-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Adjusted Area |
| 1st Floor Area | 1,618 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 8,805 sqft (0.202 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Patio Area | 126 sqft |
| Street Address | 1148 POCKETWATCH DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | EDGEWATER SEC D LOT 261 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 20 |
| Legal Subdivision | EDGEWATER SEC D |
| Legal Lot Number | 261 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 71002 |
Source: DeSoto County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1148 POCKETWATCH DR, HERNANDO, MS 38632-7394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 2, 2026 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE |
| Oct 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE |
| Jun 2, 2023 | Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIORITYONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on Record |
| Deed Sale | Oct 2, 2026 · Amount on Record |
| Prior Sale | Jun 2, 2023 |
| Deed Book / Page | 1026 / 18393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 2, 2026 |
| Property Address | 1148 POCKETWATCH DR, HERNANDO, MS 38632-7394 |
| Document Number | 1026018393 |
| Book / Page | 1026 / 18393 |
| Instrument Date | Sep 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1148 POCKETWATCH DR, HERNANDO, MS 38632-7394 |
| Document Number | 5663112418, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 5663/112418 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 2, 2026 |
| Property Address | 1148 POCKETWATCH DR, HERNANDO, MS 38632-7394 |
| Document Number | 5663112418 |
| Book / Page | 5663 / 112418 |
| Instrument Date | Sep 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1816 LEAS CV, HERNANDO, MS 38632-4444 |
| Document Number | 5663112418, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 5663/112418 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 2, 2023 |
| Property Address | 1148 POCKETWATCH DR, HERNANDO, MS 38632-7394 |
| Document Number | 01023/9269 |
| Book / Page | 1023 / 9269 |
| Map Reference | MB 79 PG 6 |
| Instrument Date | May 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 FIELDSTONE LOOP UNIT 6, 6, LYNDEN, WA 98264-9167 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1148 POCKETWATCH DR, HERNANDO, MS 38632-7394 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1148 POCKETWATCH DR, HERNANDO, MS 38632-7394 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004974/607 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 4974/607 |
| Name | PRIORITYONE BANK |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39404 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,591.00 (+205.96%) | $16,235 (+44.31%) Land $2,500 Building $13,735 | $162,352 (+44.32%) Land $25,000 Building $137,352 |
| 2023 | $520.00 | $11,250 | $112,498 Land $25,000 Building $87,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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