1145 Pocketwatch Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1145 Pocketwatch Dr, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2003
Square Footage1,774 sqft Adjusted Area
Lot Size7,209 sqft (0.165 acres)
OccupancyOwner Occupied
Tax Bill$354.00 (2025)

Owner

Source: DeSoto County records · APN 3-07-4-20-12-0-00271-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1145 POCKETWATCH DR, HERNANDO, MS 38632-7393
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK
May 10, 2021Deed of Trust, Mortgage · Line of Credit
STONE BANK
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2009
Deed SaleJul 28, 2009
Deed Doc Number0000613114
Deed Book / Page613 / 114
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1145 POCKETWATCH DR, HERNANDO, MS 38632-7393
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 POCKETWATCH DR, HERNANDO, MS 38632-7393

Mortgage

Document Number05661/4340
DateJan 22, 2024
Book Page5661/4340
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 18, 2039

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1145 POCKETWATCH DR, HERNANDO, MS 38632-7393
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 POCKETWATCH DR, HERNANDO, MS 38632-7393

Mortgage

Document Number005239/373
DateMay 10, 2021
Book Page5239/373
Lender
NameSTONE BANK
TypeBank
AddressCAVE CITY, AR 72521
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 28, 2046

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1145 POCKETWATCH DR, HERNANDO, MS 38632-7393
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 POCKETWATCH DR, HERNANDO, MS 38632-7393

Mortgage

Document Number005557/189
DateJun 27, 2022
Book Page5557/189
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMay 06, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$354.00 (-16.11%)$10,545 (-) Land $2,500 Building $8,045$105,447 (-) Land $25,000 Building $80,447
2023$422.00$10,545$105,447 Land $25,000 Building $80,447

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 18% of Mississippi
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN3-07-4-20-12-0-00271-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area1,774 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area7,209 sqft (0.165 acres)
Depth X Width145 ft x 50 ft Depth x Width

Location & Zoning

Street Address1145 POCKETWATCH DR
CityHERNANDO
StateMS
Zip38632-7393
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SEC D LOT 271
Legal Range07
Legal Township03
Legal Section20
Legal SubdivisionEDGEWATER SEC D
Legal Lot Number271
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2039
Census Tract71002

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