1. Home
  2. New York
  3. Schenectady
  4. Outer Dr

1148 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1148 Outer Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,170 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
PoolAbove-Ground Pool
Last Sale$275,000 (2025)
Tax Bill$6,103.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.10-12-9
Alternative APN
  • 280005901000120090000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,170 sqft Living Area
1st Floor780 sqft 1st Floor
Upper Floors390 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,712 sqft (0.2 acres)
Depth X Width110 ft x 80 ft Depth x Width
Pool TypeAbove-Ground Pool Pool Type
Pool Area177 sqft Pool
Shed1 Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1148 OUTER DR
CitySCHENECTADY
StateNY
Zip12303-3603
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,SP COLD BROOK - 591 5.-381-24
Legal SubdivisionCOLD BROOK SUBDIVISION #8
Legal Block12
Legal Lot Number9.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3000
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.10-12-9

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2115 CENTRAL AVE, 118, SCHENECTADY, NY 12304-4421
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP
Aug 11, 2020Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Nov 08, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Jan 25, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2025 · Amount on Record
Deed SaleSep 23, 2025 · Amount on Record
Prior SaleAug 11, 2020 · Amount on Record
Deed Doc Number202522815
Deed Book / Page2157 / 526
Record RefreshedJun 08, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateSep 23, 2025
Property Address1148 OUTER DR, SCHENECTADY, NY 12303-3603
Document Number0000022815
Map ReferenceDR 65 MAP 72
Instrument DateAug 22, 2025
Instrument202522815
Transaction TypeTransfer
Record UpdatedOct 06, 2025
Title CompanySMPR TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1148 OUTER DR, SCHENECTADY, NY 12303-3603

Transferred To (Grantee/Buyer)

NameVerified Name
Address2115 CENTRAL AVE UNIT 118, 118, SCHENECTADY, NY 12304-4421

Mortgage

Document Number0000022816
DateSep 23, 2025
Instrument202522816
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 11, 2020
Property Address1148 OUTER DR, SCHENECTADY, NY 12303-3603
Document Number0000023427
Book / Page2039 / 531
Map ReferenceMB 1974 PG 877
Instrument DateAug 06, 2020
Instrument202023427
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1148 OUTER DR, 1148, SCHENECTADY, NY 12303-3603

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 MCCHESNEY AVE # K6, K-6, TROY, NY 12180-8877

Mortgage

Document Number0000023428
DateAug 11, 2020
Instrument202023428
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 08, 2017
Property Address1148 OUTER DR, SCHENECTADY, NY 12303-3603
Document Number0000050706
Book / Page001974 / 000877
Instrument DateOct 20, 2017
Instrument50706
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyWESTCOR LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$672.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1618 W ADMIRALTY HEIGHTS LN BREMERTON WA 983125383, BREMERTON, WA 98312-5383

Mortgage

Document Number50708
DateNov 08, 2017
Book Page004799/000312
Instrument50708
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 07, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJan 25, 2017
Property Address1148 OUTER DR, SCHENECTADY, NY 12303-3603
Document Number0000003994
Book / Page001955 / 000118
Instrument DateJan 03, 2017
Instrument3994
Transaction TypeTransfer
Record UpdatedFeb 03, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Tax$240.00
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17 S CHURCH ST SCHENECTADY NY 123051735, SCHENECTADY, NY 12305-1735

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,103.00$166,300 (-) Land $9,000 Building $157,300$255,800 (+10.74%) Land $13,844 Building $241,956
2024$166,300 (-) Land $9,000 Building $157,300$231,000 (+5.58%) Land $12,502 Building $218,498
2023$166,300 Land $9,000 Building $157,300$218,800 Land $11,841 Building $206,959

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Outer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures