1145 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1145 Outer Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,440 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$99,000 (2008)
Tax Bill	$4,754.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.10-11-30`
Alternative APN	`280005901000110300000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,440 sqft Living Area
1st Floor	1,080 sqft 1st Floor
Upper Floors	360 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,148 sqft (0.21 acres)
Depth X Width	113 ft x 80 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	200 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1145 OUTER DR
City	SCHENECTADY
State	NY
Zip	12303-3677
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G,PT COLD BROOK-571 5.-381-4
Legal Block	11
Legal Lot Number	30.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	3
Census Block	3001
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.10-11-30

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1145 OUTER DR, SCHENECTADY, NY 12303-3677
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2008 · Amount on Record
Deed Sale	Mar 06, 2008 · Amount on Record
Deed Book / Page	1778 / 127
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1145 OUTER DR, SCHENECTADY, NY 12303-3677
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SANDS ABSTRACT LLC, SANDS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 OUTER DR, SCHENECTADY, NY 12303-3677

Mortgage

Document Number	0000003752
Date	Jan 24, 2022
Book Page	5193/253
Instrument	202203752

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00	$130,000 (-) Land $9,500 Building $120,500	$200,000 (+16.89%) Land $14,615 Building $185,385
2023		$130,000 Land $9,500 Building $120,500	$171,100 Land $12,503 Building $158,597

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.