1148 Morningside Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1148 Morningside Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1955
Square Footage	1,311 sqft Living Area
Lot Size	8,840 sqft (0.202 acres)
Occupancy	Owner Occupied
Last Sale	$149,000 (2006)
Tax Bill	$7,523.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-2-30`
Alternative APN	`150004007800020300000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,311 sqft Living Area
1st Floor	1,311 sqft 1st Floor
Basement Area	1,215 sqft Basement
Finished Basement	1,215 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Lot Area	8,840 sqft (0.202 acres)
Depth X Width	104 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Patio Area	272 sqft Patio
Porch Area	372 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1148 MORNINGSIDE AVE
City	SCHENECTADY
State	NY
Zip	12309-5640
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1 BRICK AND GARAGE
Legal Subdivision	MAP OF MORNINGSIDE HEIGHTS
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3000
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-2-30

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1148 MORNINGSIDE AVE, SCHENECTADY, NY 12309-5640
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2006 · Amount on Record
Deed Sale	Nov 02, 2006 · Amount on Record
Deed Book / Page	1747 / 360
Record Refreshed	Jun 08, 2026

May 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	1148 MORNINGSIDE AVE, SCHENECTADY, NY 12309-5640
Document Number	0000016200
Book / Page	004754 / 000666
Instrument Date	May 18, 2015
Transaction Type	Mortgage
Record Updated	Apr 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 MORNINGSIDE AVE SCHENECTADY NY 123095640, SCHENECTADY, NY 12309-5640

Mortgage

Document Number	0000016200
Date	Apr 12, 2017
Book Page	004754/000666
Instrument	16200

Lender

Name	SELENE FIN
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 11, 2044

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,523.00 (+6.05%)	$167,400 (-) Land $25,100 Building $142,300	$277,198 (+30.82%) Land $41,563 Building $235,635
2023		$167,400 (-) Land $25,100 Building $142,300	$211,899 (+3.8%) Land $31,772 Building $180,127
2022		$167,400 Land $25,100 Building $142,300	$204,146 Land $30,610 Building $173,536
2021	$7,094.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.