1141 Morningside Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1141 Morningside Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 922 sqft · built 1957
Lot Size0.273 acres (11,904 sqft)
OwnerIndividual Name on Record
Last Sale$281,000 (Dec 2025)
Tax Bill$7,428 (2026)
Deeds & MortgagesJul 2022 Mortgage
Jul 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN421500 50.22-1-27

Property Details

APN / Parcel Number

Primary APN421500 50.22-1-27
Alternative APN
  • 150005002200010270000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area922 sqft Living Area
1st Floor Area922 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area11,904 sqft (0.273 acres)
Lot Dimensions93 ft deep x 128 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area48 sqft
Patio Area277 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1141 MORNINGSIDE AVE
CitySCHENECTADY
StateNY
Zip12309-5629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 BRICK AND GARAGE
Legal Block1
Legal Lot Number27.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3003
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address36 NUTWOOD AVE, SCHENECTADY, NY 12304-4365
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage
THE FIRST NEW YORK FCU
Jul 13, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Dec 18, 2025Warranty Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP
Aug 7, 2019Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Feb 12, 2019Warranty Deed, Transfer
A AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETTLEMENT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleFeb 12, 2019 · Amount on Record
Deed Document Number202529675
Deed Book / Page2162 / 765
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1141 MORNINGSIDE AVE, SCHENECTADY, NY 12309-5629
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1141 MORNINGSIDE AVE, SCHENECTADY, NY 12309-5629

Mortgage

Document Number0000036493
DateJul 13, 2022
Book Page5240/770
Instrument202236493
Lender
NameTHE FIRST NEW YORK FCU
TypeCredit Union
AddressSCHENECTADY, NY 12309
Agreement
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1141 MORNINGSIDE AVE, SCHENECTADY, NY 12309-5629
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036526
DateJul 13, 2022
Book Page5240/776
Instrument202236526
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 18, 2025
Property Address1141 MORNINGSIDE AVE, SCHENECTADY, NY 12309-5629
Document Number0000029675
Instrument DateDec 18, 2025
Instrument202529675
Transaction TypeTransfer
Record UpdatedJan 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,124.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1141 MORNINGSIDE AVE, SCHENECTADY, NY 12309-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 NUTWOOD AVE, SCHENECTADY, NY 12304-4365

Mortgage

Document Number0000029676
DateDec 18, 2025
Instrument202529676
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1141 MORNINGSIDE AVE, SCHENECTADY, NY 12309-5629
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035225
DateAug 7, 2019
Book Page4929/353
Instrument201935225
Lender
NameFIRST NEW YORK FCU
TypeLending Institution
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 6, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 12, 2019
Property Address1141 MORNINGSIDE AVE, SCHENECTADY, NY 12309-5629
Document Number0000006439
Book / Page002005 / 000500
Instrument DateFeb 6, 2019
Instrument6439
Transaction TypeTransfer
Record UpdatedMar 12, 2019
Title CompanyA AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETTLEMENT SVCS

Transaction

AmountAmount Recorded
Tax$560.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1158 BANKER AVE SCHENECTADY NY 12309, SCHENECTADY, NY 12309

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,428.00 (+4.46%)
2025$7,111.00 (+3.92%)$148,100 (-) Land $28,500 Building $119,600$245,239 (+13.35%) Land $47,193 Building $198,046
2024$148,100 (-) Land $28,500 Building $119,600$216,362 (+15.41%) Land $41,636 Building $174,726
2023$148,100 (-) Land $28,500 Building $119,600$187,468 (+3.8%) Land $36,076 Building $151,392
2022$148,100 Land $28,500 Building $119,600$180,610 Land $34,756 Building $145,854
2021$6,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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