1148 Covedale Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1148 Covedale Ave, Cincinnati, OH 45238

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,598 sqft · built 1949
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,900 (Jun 2014)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0051-0526-00`

Property Details

APN / Parcel Number

Primary APN	`540-0051-0526-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,598 sqft Finished Area
1st Floor Area	888 sqft
2nd Floor Area	710 sqft
Upper Floors Area	710 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1148 COVEDALE AVE
City	CINCINNATI
State	OH
Zip	45238-4314
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	COVEDALE AVE 50 X 123.35 PT LOT 1 MC DONNELL FARM SUB
Legal Subdivision	MC DONNELL FARM SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2005
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1148 COVEDALE AVE, CINCINNATI, OH 45238-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2014 · Amount on Record
Deed Sale	Jun 5, 2014 · Amount on Record
Prior Sale	Jun 5, 2014 · Amount on Record
Deed Document Number	0000054427
Last Transfer Date	Nov 16, 2020
Transfer Doc	0000120514
Record Updated	Jun 8, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 16, 2020
Property Address	1148 COVEDALE AVE, CINCINNATI, OH 45238-4314
Document Number	0000120514
Book / Page	014296 / 003120
Instrument Date	Oct 30, 2020
Instrument	120514
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1148 COVEDALE AVE CINCINNATI OH 452384314, CINCINNATI, OH 45238-4314

Mortgage

Document Number	120515
Date	Nov 16, 2020
Book Page	014296/003123
Instrument	120515

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1148 COVEDALE AVE, CINCINNATI, OH 45238-4314
Document Number	0000075003
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 COVEDALE AVE CINCINNATI OH 452384314, CINCINNATI, OH 45238-4314

Mortgage

Document Number	0000075003
Date	Sep 4, 2019
Book Page	013994/002631
Instrument	75003

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1148 COVEDALE AVE, CINCINNATI, OH 45238-4314
Document Number	0000106631
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 COVEDALE AVE CINCINNATI OH 452384314, CINCINNATI, OH 45238-4314

Mortgage

Document Number	0000106631
Date	Nov 21, 2017
Book Page	013549/000825
Instrument	106631

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,548.00 (+0.83%) Homeowner's exemption	$52,465 (-) Land $8,442 Building $44,023
2024	$2,527.00 (-1.21%) Homeowner's exemption	$52,465 (-) Land $8,442 Building $44,023
2023	$2,558.00 (+28.28%) Homeowner's exemption	$52,465 (+35.42%) Land $8,442 Building $44,023	$149,900 (+35.42%) Land $24,120 Building $125,780
2022	$1,994.00 Homeowner's exemption	$38,742 Land $7,021 Building $31,721
2020			$110,690 Land $20,060 Building $90,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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