1137 Covedale Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1137 Covedale Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,736 sqft · built 1941
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2026)
Tax Bill	$3,372 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`540-0051-0448-00`

Property Details

APN / Parcel Number

Primary APN	`540-0051-0448-00`
Alternative APN	`0011765`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Gross Area	2,573 sqft
1st Floor Area	837 sqft
2nd Floor Area	899 sqft
Basement Area	837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1137 COVEDALE AVE
City	CINCINNATI
State	OH
Zip	45238-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	1137 COVEDALE AVE 50 X 150 IRRPT LOT 1 MCDONNELL FARM SUB
Legal Subdivision	MCDONNELL FARM SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3007
Census Tract	9901

Owner

Source: Hamilton County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1137 COVEDALE AVE, CINCINNATI, OH 45238-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 6, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Dec 1, 2025	Warranty Deed, Transfer
Jan 15, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Dec 1, 2025 · Amount on Record
Deed Document Number	202634916
Deed Book / Page	15660 / 2872
Prior Transfer Date	Nov 6, 1996
Prior Transfer Doc	0000172027
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1137 COVEDALE AVE, CINCINNATI, OH 45238-4313
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149294
Date	Dec 14, 2021
Book Page	14563/75
Instrument	2021-0149294

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1137 COVEDALE AVE, CINCINNATI, OH 45238-4313
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 COVEDALE AVE, CINCINNATI, OH 45238-4313

Mortgage

Document Number	0000046470
Date	Jul 7, 2023
Book Page	14952/194
Instrument	2023-0046470

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 6, 2026
Property Address	1137 COVEDALE AVE, CINCINNATI, OH 45238-4313
Document Number	0000034916
Book / Page	15660 / 2872
Instrument Date	Apr 30, 2026
Instrument	202634916
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 COVEDALE AVE, CINCINNATI, OH 45238-4313

Mortgage

Document Number	0000034917,
Date	May 6, 2026
Instrument	202634917

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 1, 2025
Property Address	1137 COVEDALE AVE, CINCINNATI, OH 45238-4313
Document Number	0000093567
Book / Page	15552 / 3844
Map Reference	VOL 183 PG 553
Instrument Date	Nov 17, 2025
Instrument	2025-0093567
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$154.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5307 MOELLER AVE APT 6, 6, CINCINNATI, OH 45212-1645
Investor	Possibly a Property Investor

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 15, 2021
Property Address	1137 COVEDALE AVE, CINCINNATI, OH 45238-4313
Document Number	0000015348
Book / Page	014348 / 001015
Instrument Date	Jan 15, 2021
Instrument	15348
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 COVEDALE AVE CINCINNATI OH 452384313, CINCINNATI, OH 45238-4313

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 4, 2021
Property Address	1137 COVEDALE AVE, CINCINNATI, OH 45238-4313
Document Number	0000015348
Book / Page	14348 / 1015
Map Reference	VOL 183 PG 553
Instrument Date	Jan 15, 2021
Instrument	2021-0015348
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 COVELAND AVE, CINCINNATI, OH 45238

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,372.00 (+2.49%)	$56,795 (-) Land $9,275 Building $47,520	$162,270 (-) Land $26,500 Building $135,770
2024	$3,290.00 (-0.3%)	$56,795 (-) Land $9,275 Building $47,520
2023	$3,300.00 (+31%)	$56,795 (+47.33%) Land $9,275 Building $47,520	$162,270 (+47.33%) Land $26,500 Building $135,770
2022	$2,519.00 Homeowner's exemption	$38,549 Land $7,714 Building $30,835
2020			$110,140 Land $22,040 Building $88,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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