11475 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 11475 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,848 sqft · built 1992
Lot Size	10.3 acres (450,410 sqft)
Owner	Individual on Record
Last Sale	$344,250 (Jul 2021)
Tax Bill	$232 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-026-4008-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-026-4008-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,848 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	450,410 sqft (10.3 acres)
Lot Width	332 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11475 GILBERT RD
City	RILEY
State	MI
Zip	48041-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG AT W 1/4 COR, TH S 87D 57M 35S E 332.77', TH S 1D 11M 51S W 1351.90', TH N 87D 58M 28S W 333.67', TH N 1D 14M 8S E
Legal Range	14E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2060
Census Tract	658500

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	11475 GILBERT RD, RILEY, MI 48041-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · VA Mortgage KAYE FINANCIAL CORP
Jul 15, 2021	Warranty Deed, Transfer · VA Mortgage KAYE FINANCIAL CORP
Jul 15, 2021	Intrafamily Transfer, Transfer
Mar 14, 2019	Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	202120430
Deed Book / Page	5393 / 232
Prior Transfer Date	Jun 1, 2021
Prior Transfer Doc	5393229
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11475 GILBERT RD, RILEY, MI 48041-3824
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11475 GILBERT RD, RILEY, MI 48041-3824

Mortgage

Document Number	0000551363
Date	Apr 20, 2022
Book Page	5513/63
Instrument	2022010251

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	FARMINGTON, MI 48334

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 15, 2021
Property Address	11475 GILBERT RD, RILEY, MI 48041-3824
Document Number	5393232
Book / Page	5393 / 232
Instrument Date	Jun 18, 2021
Instrument	2021020430
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,583.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11475 GILBERT RD, 11475, RILEY, MI 48041-3824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11475 GILBERT RD, RILEY, MI 48041-3824

Mortgage

Document Number	2021020431
Date	Jul 15, 2021
Instrument	2021020431

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 15, 2021
Property Address	11475 GILBERT RD, RILEY, MI 48041-3824
Document Number	5393229
Book / Page	5393 / 229
Instrument Date	Jun 1, 2021
Instrument	2021020429
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13590 ROLLING HILLS DR, 13590, BEAUMONT, TX 77713-8408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11475 GILBERT RD, RILEY, MI 48041-3824

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11475 GILBERT RD, RILEY, MI 48041-3824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050370941
Date	Mar 14, 2019
Book Page	5037/941
Instrument	2019004525

Lender

Name	DITECH FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,200
2024	$232.00 (+33.33%)		$424,400
2022	$174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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