11445 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 11445 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,794 sqft · built 1995
Lot Size	10.3 acres (450,410 sqft)
Owner	Individual Name on Record
Tax Bill	$218 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-026-4011-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-026-4011-000`

Interior

Full Baths	3 Baths
Building Area	1,794 sqft Living Area
1st Floor Area	1,782 sqft
Basement Area	1,782 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	450,410 sqft (10.3 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11445 GILBERT RD
City	RILEY
State	MI
Zip	48041-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG S 87D 57M 35S E 332.77' FROM W 1/4 COR, TH S 87D 57M 35S E 332.78', TH S 1D 9M 34S W 1351.83', TH N 87D 58M 28S W
Legal Range	14E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2060
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11445 GILBERT RD, RILEY, MI 48041-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 11, 2018	Deed of Trust, Mortgage · VA Mortgage NBKC BANK
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jan 9, 2017	Intrafamily Transfer, Transfer · VA Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 8, 2016
Transfer Doc	0047870379
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 22, 2026
Property Address	11445 GILBERT RD, RILEY, MI 48041-3824
Document Number	0005917624
Book / Page	5917 / 624
Instrument Date	Apr 17, 2026
Instrument	20268337
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11445 GILBERT RD, RILEY, MI 48041-3824

Mortgage

Document Number	0000008337,
Date	Apr 22, 2026
Book Page	5917/624
Instrument	20268337

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11445 GILBERT RD, RILEY, MI 48041-3824
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11445 GILBERT RD, RILEY, MI 48041-3824

Mortgage

Document Number	0005697565
Date	Mar 15, 2024
Book Page	5697/565
Instrument	2024004251

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11445 GILBERT RD, RILEY, MI 48041-3824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050150578
Date	Dec 11, 2018
Book Page	5015/578
Instrument	2018027184

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11445 GILBERT RD, RILEY, MI 48041-3824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11445 GILBERT RD, RILEY, MI 48041-3824

Mortgage

Document Number	0052310726
Date	Aug 25, 2020
Book Page	5231/726
Instrument	2020020460

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11445 GILBERT RD, RILEY, MI 48041-3824
Document Number	0051200583
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11445 GILBERT RD RILEY MI 480413824, RILEY, MI 48041-3824

Mortgage

Document Number	0051200583
Date	Nov 15, 2019
Book Page	005120/000583

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 9, 2017
Property Address	11445 GILBERT RD, RILEY, MI 48041-3824
Document Number	004787/376
Book / Page	4787 / 376
Instrument Date	Sep 8, 2016
Instrument	2017000623
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11445 GILBERT RD, 11445, RILEY, MI 48041-3824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11445 GILBERT RD, RILEY, MI 48041-3824

Mortgage

Document Number	0047870379
Date	Jan 9, 2017
Book Page	4787/379
Instrument	2017000624

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,200 (+5.41%)	$502,400 (+5.41%)
2025	$218.00 (+4.31%) Homeowner's exemption	$238,300 (+30.01%)
2024	$209.00 (-92.72%)		$476,600 (+30.01%)
2023		$183,300
2022	$2,869.00		$366,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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