1147 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1147 Pepper Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,910 sqft · built 2004
Lot Size	1.43 acres (62,726 sqft)
Owner	Company Name on File
Last Sale	$760,000 (Nov 2017)
Tax Bill	$5,541 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`388-202-32-00`

Property Details

APN / Parcel Number

Primary APN	`388-202-32-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,910 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	62,726 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1147 PEPPER DR
City	EL CAJON
State	CA
Zip	92021-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 9 DOC04-278116 IN TR 000661
Legal Subdivision	SOMERMONT PLACE
Legal Tract	000661
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16502

Owner

1147 Pepper Dr is owned by a company that acquired it in February 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1147 PEPPER DR, EL CAJON, CA 92021-1313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO FUNDING
Mar 15, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 8, 2017	Quit Claim Deed, Transfer Quitclaim
Nov 3, 2017	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Prior Sale	Apr 2, 2004 · Amount on File
Deed Document Number	2017516251
Last Transfer Date	Feb 24, 2021
Transfer Doc	0000200863
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2021
Property Address	1147 PEPPER DR, EL CAJON, CA 92021-1313
Document Number	0000191229
Map Reference	MAP 661
Instrument Date	Feb 24, 2021
Instrument	2021-0191229
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 PEPPER DR, EL CAJON, CA 92021-1313

Mortgage

Document Number	0000191230
Date	Mar 11, 2021
Instrument	2021-0191230

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2021
Property Address	1147 PEPPER DR, EL CAJON, CA 92021-1313
Document Number	0000200863
Map Reference	MAP 661
Instrument Date	Feb 24, 2021
Instrument	2021-0200863
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1147 PEPPER DR, EL CAJON, CA 92021-1313

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2017
Property Address	1147 PEPPER DR, EL CAJON, CA 92021-1313
Document Number	0000523437
Instrument Date	Nov 6, 2017
Instrument	523437
Transaction Type	Transfer
Record Updated	Nov 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1147 PEPPER DR EL CAJON CA 920211313, EL CAJON, CA 92021-1313

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2017
Property Address	1147 PEPPER DR, EL CAJON, CA 92021-1313
Document Number	0000516251
Map Reference	MAP661
Instrument Date	Oct 24, 2017
Instrument	2017-0516251
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1147 PEPPER DR, EL CAJON, CA 92021-1313

Mortgage

Document Number	0000516252
Date	Nov 3, 2017
Instrument	2017-0516252

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1147 Pepper Dr was $5,541 with a homeowner's exemption, down 0.5% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,979 (+2%) Land $164,765 Building $311,214
2025	$5,541.00 (-0.54%) Homeowner's exemption	$466,647 Land $161,535 Building $305,112
2024	$5,571.00 (+2.69%)
2023	$5,425.00 (+1.69%) Homeowner's exemption	$448,528 Land $155,263 Building $293,265
2022	$5,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1147 Pepper Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1147 Pepper Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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