11465 FM 697, Whitewright, TX 75491 Property Records

Grayson County property record for 11465 FM 697, Whitewright, TX 75491

Property Summary

Property Type	Single Family Home
Details	2,172 sqft · built 2001
Lot Size	12.3 acres (538,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$851,200 (May 2024)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`199 062301416`

Property Details

APN / Parcel Number

Primary APN	`199 062301416`
Alternative APN	`209694`

Interior

Stories	1 Story
Building Area	2,172 sqft Living Area
1st Floor Area	2,172 sqft
Utility Area	112 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Lot Area	538,663 sqft (12.3 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	998 sqft
Utility Building	1,200 sqft

Location & Zoning

Street Address	11465 FM 697
City	WHITEWRIGHT
State	TX
Zip	75491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0623 JONES E M A-G0623, ACRES 12.366
Legal Subdivision	JONES E M A-G0623
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1055
Census Tract	102

Owner

Source: Grayson County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	359 CALLE CEDRO DR, SHERMAN, TX 75090-3389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST TEXAS NATIONAL BANK
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit FIRST TEXAS NATIONAL BANK
Jun 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST TEXAS NATIONAL BANK
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 9, 2018	Deed of Trust, Mortgage FIRST UNITED BK/GRAFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	202413750
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	11465 FM 697, WHITEWRIGHT, TX 75491
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024460
Date	Sep 13, 2023
Instrument	2023-24460

Lender

Name	FIRST TEXAS NATIONAL BANK
Type	Bank
Address	FLOYDADA, TX 79235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	11465 FM 697, WHITEWRIGHT, TX 75491
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016813
Date	Jun 30, 2023
Instrument	2023-16813

Lender

Name	FIRST TEXAS NATIONAL BANK
Type	Bank
Address	FLOYDADA, TX 79235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	11465 FM 697, WHITEWRIGHT, TX 75491
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11521 FM 697, WHITEWRIGHT, TX 75491

Mortgage

Document Number	0000016814
Date	Jun 30, 2023
Instrument	2023-16814

Lender

Name	FIRST TEXAS NATIONAL BANK
Type	Bank
Address	FLOYDADA, TX 79235

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	11465 FM 697, WHITEWRIGHT, TX 75491
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004734
Date	Feb 14, 2022
Instrument	2022-4734

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	11465 FM 697, WHITEWRIGHT, TX 75491
Document Number	0000005589
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11465 FM 697 WHITEWRIGHT TX 75491, WHITEWRIGHT, TX 75491

Mortgage

Document Number	0000005589
Date	Mar 15, 2018
Instrument	5589

Lender

Name	FIRST UNITED BK/GRAFTON
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2033

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (-14.28%) Homeowner's exemption	$294,632 (-9.87%) Land $19,298 Building $275,334	$510,288 (+0.14%) Land $234,954 Building $275,334
2024	$3,117.00 (-8.38%)
2023		$326,882 Land $16,471 Building $310,411	$509,583 Land $199,172 Building $310,411
2022	$3,402.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKYTOWN WSC serves 4,455 people · EPA ID TX0910060
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TekWav Fixed Wireless	499 / 285
Nextlink Fixed Wireless	400 / 100
Rise Broadband Fixed Wireless	300 / 60
360 Broadband Fixed Wireless	60 / 6
Zulu Internet Fixed Wireless	10 / 1

May also be available: T-Mobile, Verizon.

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